770 Merced St, Pismo Beach, CA 93449 Property Records

San Luis Obispo County property record for 770 Merced St, Pismo Beach, CA 93449

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,701 sqft · built 1987
Lot Size0.413 acres (18,000 sqft)
OwnerCompany Name on File
Tax Bill$4,447 (2025)
Deeds & MortgagesMar 2020 Mortgage
May 2017 Transfer
Flood ZoneZone X (minimal risk)
APN005-291-006

Property Details

APN / Parcel Number

Primary APN005-291-006

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms4 Rooms
Stories2 Stories
Building Area2,701 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Construction TypeWood
Lot Area18,000 sqft (0.413 acres)
TerrainSteep
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Street Address770 MERCED ST
CityPISMO BEACH
StateCA
Zip93449-2441
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionCY PB PISMO HTS 2 PTN BL 26
Legal SubdivisionPISMO HEIGHTS 02
Legal Block26
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionARROYO GRANDE
Census Block Group2
Census Block2029
Census Tract11706

Owner

770 Merced St is owned by a company that acquired it in May 2017.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of RecordCompany Name on File
Mailing Address4103 PATTON WAY, BAKERSFIELD, CA 93308-5041
Owner TypeCompany
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 20, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS
May 22, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateMay 17, 2017
Transfer Doc0000022219
Record UpdatedSep 20, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address770 MERCED ST, PISMO BEACH, CA 93449-2441
Document Number0000016084
Instrument DateMar 20, 2020
Transaction TypeMortgage
Record UpdatedApr 29, 2020
Title CompanyTSI ESCROW - CERRITOS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address5305 KALAR CT BAKERSFIELD CA 933087709, BAKERSFIELD, CA 93308-7709

Mortgage

Document Number0000016084
DateApr 2, 2020
Instrument16084
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueApr 1, 2035

May 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateMay 22, 2017
Property Address770 MERCED ST, PISMO BEACH, CA 93449-2441
Document Number0000022219
Instrument DateMay 19, 2017
Instrument22219
Transaction TypeTransfer
Record UpdatedJun 29, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address4103 PATTON WAY BAKERSFIELD CA 933085041, BAKERSFIELD, CA 93308-5041

Tax Assessment & Valuation

The 2025 property tax bill for 770 Merced St was $4,447.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
MunicipalityPismo Beach City
Unified School DistrictLucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$402,123 (+2%) Land $147,244 Building $254,879
2025$4,447.00$394,239 Land $144,357 Building $249,882
2023$4,254.00 (+1.62%)$378,932 Land $138,752 Building $240,180
2022$4,186.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 770 Merced St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims1 (2023)
Claims Outside the SFHA1 of 1
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 770 Merced St is moderate, ranking above 67% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 67% of the US · above 42% of California
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPISMO BEACH WATER DEPARTMENT
serves 7,944 people · EPA ID CA4010008
Water SourcePurchased surface water from several systems
Last State InspectionJun 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jan 2024
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Surfnet Communications
Fixed Wireless
100 / 20

May also be available: Astound Broadband, Peak WiFi, Verizon.

Nearby Properties on Merced St

Nearby Streets

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