Monterey County property record for 770 Madison St, Monterey, CA 93940
| Property Type | Apartments (5+ Units) |
|---|---|
| Details | 3 bd · 3 ba · 1,680 sqft · built 1905 |
| Lot Size | 0.154 acres (6,710 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,101,000 (Dec 2021) |
| Tax Bill | $13,788 (2025) |
| Deeds & Mortgages | Mar 2026 Second Mortgage Dec 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-403-012-000 |
| Primary APN | 001-403-012-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 3 Rooms |
| Stories | 2 Stories |
| Building Area | 1,680 sqft Living Area |
| Year Built | Built 1905 |
|---|---|
| Effective Year Built | Effective 1905 |
| Architectural Style | H-Shape |
| Construction Type | Wood |
| Lot Area | 6,710 sqft (0.154 acres) |
| Street Address | 770 MADISON ST |
|---|---|
| City | MONTEREY |
| State | CA |
| Zip | 93940-2174 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Apartments (5+ Units) |
| Legal Description | PARCEL B AS DESC IN VOL 22 PARCEL MAPS PG 93 |
| Legal Block | 4 |
| Legal Lot Number | 1 |
| Jurisdiction | MONTEREY CA |
| Township / Civil Division | SEASIDE-MONTEREY |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 12700 |
770 Madison St, a residential property, is owned by two individuals who bought it in December 2021.
Source: Monterey County records, as of August 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 3408, SALINAS, CA 93912-3408 |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Mar 24, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage A&D MORTGAGE LLC |
| Dec 22, 2021 | Grant Deed, Transfer · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 22, 2021 · Amount on File |
| Deed Sale | Dec 22, 2021 · Amount on File |
| Prior Sale | Dec 23, 2010 · Amount on File |
| Deed Document Number | 202185002 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 770 MADISON ST, MONTEREY, CA 93940-2174 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2026 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 11705 TAM OSHANTER DR, SALINAS, CA 93906-1115 |
| Document Number | 0000009474 |
|---|---|
| Date | Mar 24, 2026 |
| Instrument | 2026009474 |
| Name | A&D MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | FORT LAUDERDALE, FL 33309 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONTEREY CA |
| Recording Date | Dec 22, 2021 |
| Property Address | 770 MADISON ST, MONTEREY, CA 93940-2174 |
| Document Number | 0000085002 |
| Map Reference | VOL 22 PG 93 |
| Instrument Date | Nov 18, 2021 |
| Instrument | 2021085002 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2022 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | PO BOX 3408, SALINAS, CA 93912-3408 |
| Document Number | 0000085003 |
|---|---|
| Date | Dec 22, 2021 |
| Instrument | 2021085003 |
| Name | PARAMOUNT RESIDENTIAL MORTGAGE GROU |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
The 2025 property tax bill for 770 Madison St was $13,788, up 8.3% from the year before.
Source: Monterey County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | Monterey County |
| Municipality | Monterey City |
| Unified School District | Monterey Peninsula Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,191,755 (+2%) Land $649,458 Building $542,297 | |
| 2025 | $13,788.00 (+8.28%) | $1,168,388 Land $636,724 Building $531,664 |
| 2024 | $12,734.00 (+3.32%) | |
| 2023 | $12,325.00 (+1.39%) | $1,123,020 Land $612,000 Building $511,020 |
| 2022 | $12,156.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 770 Madison St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 15, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 770 Madison St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Razzolink Fixed Wireless | 500 / 250 |
May also be available: GeoLinks, Verizon.
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