770 Lower Mountain Dr, Effort, PA 18330 Property Records

Monroe County property record for 770 Lower Mountain Dr, Effort, PA 18330

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 3,662 sqft · built 2004
Lot Size1.36 acres (59,242 sqft)
OwnerIndividual Name on Record
Last Sale$439,900 (Sep 2022)
Tax Bill$2,106 (2026)
Deeds & MortgagesSep 2022 Sale & Mortgage
Oct 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN02.85836

Property Details

APN / Parcel Number

Primary APN02.85836
Alternative APN
  • 02633001290255

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures13 Plumbing Fixtures
Total Rooms5 Rooms
Stories2 Stories
Building Area3,662 sqft Living Area
1st Floor Area1,550 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleColonial
Exterior MaterialBrick/Stone
Lot Area59,242 sqft (1.36 acres)
Garage Area648 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Account Number02633001290255
Street Address770 LOWER MOUNTAIN DR
CityEFFORT
StatePA
Zip18330-8139
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionLOT 329 SEC 9
Legal SubdivisionBIRCH BRIER SEC 9
Legal Block29
Legal Lot Number329
JurisdictionMONROE PA
Township / Civil DivisionCHESTNUTHILL
Census Block Group2
Census Block2009
Census Tract301204

Owner

Source: Monroe County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address770 LOWER MOUNTAIN DR, EFFORT, PA 18330-8139
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 27, 2022Deed, Transfer · FHA Mortgage
PLAINS COMMERCE BANK
Oct 19, 2020Special Warranty Deed, Transfer · Conventional Mortgage
MOVEMENT MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 27, 2022 · Amount on Record
Deed SaleSep 27, 2022 · Amount on Record
Prior SaleOct 19, 2020 · Amount on Record
Deed Document Number202229981
Deed Book / Page2618 / 5399
Record UpdatedOct 29, 2026

September 2022: Deed, Transfer

Document TypeDeed
JurisdictionMONROE PA
Recording DateSep 27, 2022
Property Address770 LOWER MOUNTAIN DR, EFFORT, PA 18330-8139
Document Number0000029981
Book / Page2618 / 5399
Map ReferenceVOL 60 PG 429
Instrument DateSep 10, 2022
Instrument202229981
Transaction TypeTransfer
Record UpdatedOct 10, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,399.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address770 LOWER MOUNTAIN DR, EFFORT, PA 18330-8139

Mortgage

Document Number0000029982
DateSep 27, 2022
Instrument202229982
Lender
NamePLAINS COMMERCE BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2052

October 2020: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionMONROE PA
Recording DateOct 19, 2020
Property Address770 LOWER MOUNTAIN DR, EFFORT, PA 18330-8139
Document Number0000024431
Book / Page2559 / 1156
Instrument DateOct 15, 2020
Instrument202024431
Transaction TypeTransfer
Record UpdatedJun 9, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,150.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address779 MOUNTAINSIDE DR # LOUR, LOUR, STROUDSBURG, PA 18360

Mortgage

Document Number0000024432
DateOct 19, 2020
Instrument202024432
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2050

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of September 21, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyMonroe County
County SubdivisionChestnuthill Township
Unified School DistrictPleasant Valley School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,106.00 (+22.58%)$258,890 (-) Land $26,800 Building $232,090
2024$1,718.00 (-80.09%)$258,890 (-) Land $26,800 Building $232,090
2023$8,630.00$258,890 Land $26,800 Building $232,090
2019$258,890 Land $26,800 Building $232,090

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims4 (1996–2004)
Most Recent ClaimSep 2004 · Tropical Depression Ivan

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 91% of Pennsylvania
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Blue Ridge Cable Technologies
Cable
2,000 / 40
Verizon
Fixed Wireless
300 / 20

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