770 Island Dr, Memphis, TN 38103 Property Records

Shelby County property record for 770 Island Dr, Memphis, TN 38103

Property Summary

Property Type	Planned Unit Development
Details	3 bd · 3.5 ba · 3,218 sqft · built 1993
Lot Size	0.072 acres (3,115 sqft)
Owner	Individual Name on File
Last Sale	$520,000 (Jul 2020)
Tax Bill	$4,414 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`00-1001-C0-0009`

Property Details

APN / Parcel Number

Primary APN	`00-1001-C0-0009`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,218 sqft Living Area
Gross Area	3,658 sqft
1st Floor Area	1,116 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1997
Architectural Style	Townhouse
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	3,115 sqft (0.072 acres)
Lot Dimensions	117 ft deep x 27 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	94 sqft
Deck Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	770 ISLAND DR
City	MEMPHIS
State	TN
Zip	38103-0801
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Local Zoning Code	CMU-3
Legal Description	ES ISLAND DRIVE
Legal Subdivision	HARBOR TOWN PD PHASE 4
Legal Lot Number	2
Jurisdiction	SHELBY TN
Township / Civil Division	8
Census Block Group	3
Census Block	3031
Census Tract	100

Owner

770 Island Dr, a planned unit development, is owned and occupied by an individual who bought it in July 2020.

Source: Shelby County records, as of June 2, 2026

Owner of Record	Individual Name on File
Mailing Address	770 ISLAND DR, MEMPHIS, TN 38103-0801
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2020 · Amount on File
Deed Sale	Jul 14, 2020 · Amount on File
Prior Sale	Apr 11, 2014 · Amount on File
Deed Document Number	202072442
Record Updated	Oct 29, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	Jul 14, 2020
Property Address	770 ISLAND DR, MEMPHIS, TN 38103-0801
Document Number	0000072442
Instrument Date	Feb 4, 2020
Instrument	72442
Transaction Type	Transfer
Record Updated	Jul 23, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY RESIDENTIAL SOLUTIONS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,924.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	770 ISLAND DR MEMPHIS TN 381030801, MEMPHIS, TN 38103-0801

Mortgage

Document Number	72443
Date	Jul 14, 2020
Instrument	72443

Lender

Name	FINANCIAL FED'L BK
Type	Bank
Address	MEMPHIS, TN 38120

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 13, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 770 Island Dr was $4,414.

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Municipality	Memphis City
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,414.00	$164,125 Land $45,175 Building $118,950	$656,500 Land $180,700 Building $475,800
2023		$134,925 Land $19,625 Building $115,300
2022	$8,219.00
2021			$539,700 Land $78,500 Building $461,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 770 Island Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 51 policies
Nearby Flood Policies	51 in force
Nearby Flood Claims	15 (2002–2025)
Claims Outside the SFHA	4 of 15
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Apr 2025 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 770 Island Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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