770 Franklin Tree Dr NW, Concord, NC 28027 Property Records

Cabarrus County property record for 770 Franklin Tree Dr NW, Concord, NC 28027

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,436 sqft · built 2012
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on Record
Last Sale	$980,000 (Apr 2026)
Tax Bill	$6,250 (2023)
Deeds & Mortgages	Jul 2021 Mortgage Apr 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`02001J0005.000000`

Property Details

APN / Parcel Number

Primary APN	`02001J0005.000000`
Alternative APNs	`4670 74 0548` `177305` `86934`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,436 sqft Living Area
Gross Area	6,006 sqft
1st Floor Area	2,488 sqft
Upper Floors Area	1,948 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Brick Veneer
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	142 ft deep x 75 ft wide
Garage Type	Mixed
Garage Area	714 sqft
Driveway	Concrete Driveway
Driveway Area	1,456 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	200 sqft
Deck Area	16 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	177305
Street Address	770 FRANKLIN TREE DR NW
City	CONCORD
State	NC
Zip	28027-8314
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RV
Legal Description	LT 5 WINDING WALK
Legal Subdivision	WINDING WALK ELLENWOOD
Legal Lot Number	5
Jurisdiction	CABARRUS NC
Township / Civil Division	2, POPLAR TENT
Census Block Group	3
Census Block	3027
Census Tract	41307

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	770 FRANKLIN TREE DR NW, CONCORD, NC 28027-8314
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Apr 17, 2026	Warranty Deed, Transfer · Conventional Mortgage ALCOVA MORTGAGE
Apr 17, 2026	Warranty Deed, Transfer · Conventional Mortgage ALCOVA MORTGAGE
Apr 15, 2025	Intrafamily Transfer, Transfer
Apr 15, 2025	Warranty Deed, Transfer · Conventional Mortgage NBKC BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2026 · Amount on Record
Deed Sale	Apr 17, 2026 · Amount on Record
Prior Sale	Apr 15, 2025 · Amount on Record
Deed Document Number	20268806
Deed Book / Page	17944 / 333
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	770 FRANKLIN TREE DR NW, CONCORD, NC 28027-8314
Transaction Type	Mortgage
Record Updated	Apr 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001535137
Date	Jul 22, 2021
Book Page	15351/37

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2036

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Apr 17, 2026
Property Address	770 FRANKLIN TREE DR NW, CONCORD, NC 28027-8314
Document Number	0000008806
Book / Page	17944 / 333
Instrument Date	Apr 16, 2026
Instrument	2026.8806
Transaction Type	Transfer
Record Updated	Apr 27, 2026
Title Company	ICE MORTGAGE TECHNOLOGY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$197,960.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	770 FRANKLIN TREE DR NW, CONCORD, NC 28027-8314
Investor	Possibly a Property Investor

Mortgage

Document Number	0000008807,
Date	Apr 17, 2026
Instrument	2026..8807

Lender

Name	ALCOVA MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Apr 17, 2026
Property Address	770 FRANKLIN TREE DR NW, CONCORD, NC 28027-8314
Document Number	0017944333
Book / Page	17944 / 333
Instrument Date	Apr 16, 2026
Instrument	20268806
Transaction Type	Transfer
Record Updated	Aug 24, 2026
Title Company	ICE MORTGAGE TECHNOLOGY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$197,960.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	770 FRANKLIN TREE DR NW, CONCORD, NC 28027-8314
Investor	Possibly a Property Investor

Mortgage

Document Number	0000008807,
Date	Apr 17, 2026
Instrument	20268807

Lender

Name	ALCOVA MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CABARRUS NC
Recording Date	Apr 15, 2025
Property Address	770 FRANKLIN TREE DR NW, CONCORD, NC 28027-8314
Document Number	0017389266
Book / Page	17389 / 266
Map Reference	MB 52 PG 85
Instrument Date	Apr 15, 2025
Transaction Type	Transfer
Record Updated	Apr 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	770 FRANKLIN TREE DR NW, CONCORD, NC 28027-8314

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Apr 15, 2025
Property Address	770 FRANKLIN TREE DR NW, CONCORD, NC 28027-8314
Document Number	0001738980
Book / Page	17389 / 80
Map Reference	MB 52 PG 85
Instrument Date	Apr 11, 2025
Transaction Type	Transfer
Record Updated	Apr 27, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,900.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	770 FRANKLIN TREE DR NW, CONCORD, NC 28027-8314

Mortgage

Document Number	0001738982
Date	Apr 15, 2025
Instrument	17389/82

Lender

Name	NBKC BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2055

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Concord City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$857,330 (-) Land $165,000 Building $692,330
2025		$857,330 (+67.34%) Land $165,000 Building $692,330
2024			$857,330 (+67.34%) Land $165,000 Building $692,330
2023	$6,250.00	$512,320 Land $92,000 Building $420,320	$512,320 Land $92,000 Building $420,320

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

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