Nelson County property record for 770 Fogle Rd, Loretto, KY 40037 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,412 sqft · built 1979 |
| Lot Size | 4.08 acres (177,725 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $250,000 (Jan 2023) |
| Tax Bill | $2,447 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Jan 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 49000-00-082 |
| Primary APN | 49000-00-082 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,412 sqft Living Area |
| 1st Floor Area | 1,412 sqft |
| Basement Area | 1,412 sqft |
| Finished Basement | 1,412 sqft |
| Unfinished Basement | 1,412 sqft |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 177,725 sqft (4.08 acres) |
| Garage Type | Detached |
| Garage Area | 720 sqft |
| Driveway | Gravel Driveway |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Deck Area | Deck Area |
| Cooling System | Window A/C |
|---|
| Account Number | 93297 |
|---|---|
| Street Address | 770 FOGLE RD |
| City | LORETTO |
| State | KY |
| Zip | 40037-8969 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 49000-00-081 DB372-117,255-644,411-603 |
| Legal Subdivision | JAMES A CLAYTON REVOCABLE TRUST |
| Legal Tract | 1 |
| Jurisdiction | NELSON KY |
| Township / Civil Division | NEW HAVEN |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 930700 |
Source: Nelson County records · APN 49000-00-082
Assessment roll updated July 6, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 770 FOGLE RD, LORETTO, KY 40037-8969 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 30, 2025 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Jan 09, 2023 | Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Jan 06, 2021 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY TRUST BANK INC |
| May 07, 2018 | Deed, Transfer · Conventional Mortgage STOCKTON MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 09, 2023 · Amount on Record |
| Deed Sale | Jan 09, 2023 · Amount on Record |
| Prior Sale | May 07, 2018 · Amount on Record |
| Deed Document Number | 2023263 |
| Deed Book / Page | 588 / 317 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NELSON KY |
| Property Address | 770 FOGLE RD, LORETTO, KY 40037-8969 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2026 |
| Name | Verified Name |
|---|---|
| Address | 770 FOGLE RD, LORETTO, KY 40037-8969 |
| Document Number | 0M1530/302 |
|---|---|
| Date | Dec 30, 2025 |
| Book Page | M1530/302 |
| Instrument | 2025008470 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NELSON KY |
| Recording Date | Jan 09, 2023 |
| Property Address | 770 FOGLE RD, LORETTO, KY 40037-8969 |
| Document Number | 00D588/317 |
| Book / Page | D588 / 317 |
| Map Reference | CAB 9 SLOT 19 |
| Instrument Date | Dec 30, 2022 |
| Instrument | 2023000263 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $250.00 |
| Amount Accuracy | Redemption Amount |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 95 HAGANS SCHOOL HOUSE RD, LORETTO, KY 40037-7115 |
| Name | Verified Name |
|---|---|
| Address | 770 FOGLE RD, LORETTO, KY 40037-8969 |
| Document Number | 2023000264 |
|---|---|
| Date | Jan 09, 2023 |
| Instrument | 2023000264 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NELSON KY |
| Property Address | 770 FOGLE RD, LORETTO, KY 40037-8969 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | M1294/241 |
|---|---|
| Date | Jan 06, 2021 |
| Book Page | M1294/241 |
| Instrument | 2021000163 |
| Name | COMMUNITY TRUST BANK INC |
|---|---|
| Type | Bank |
| Address | PIKEVILLE, KY 41502 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | NELSON KY |
| Recording Date | May 07, 2018 |
| Property Address | 770 FOGLE RD, LORETTO, KY 40037-8969 |
| Document Number | D537/763 |
| Book / Page | D537 / 763 |
| Map Reference | CAB9 SLOT19 |
| Instrument Date | May 04, 2018 |
| Instrument | 2018005270 |
| Transaction Type | Transfer |
| Record Updated | Jun 18, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $170.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3114 BALLTOWN RD, 3114, BARDSTOWN, KY 40004-9351 |
| Name | Verified Name |
|---|---|
| Address | 770 FOGLE RD, LORETTO, KY 40037-8969 |
| Document Number | 2018005271 |
|---|---|
| Date | May 07, 2018 |
| Instrument | 2018005271 |
| Name | STOCKTON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2048 |
Source: Nelson County records · Assessment roll updated July 6, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Nelson County |
| Unified School District | Nelson County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,447.00 (-8.04%) | $250,000 (-) Building $250,000 | $250,000 (-) Building $250,000 |
| 2023 | $2,661.00 | $250,000 | $250,000 |
Source: FEMA National Flood Hazard Layer, Nelson County (21179C), updated October 15, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Low above 20% of the US · above 37% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 5,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 13 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Verizon | Fixed Wireless | 25 / 6 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Telecast Communications, Spectrum, Uniti Group, Broadband on Demand. Availability varies by address; speeds are provider-advertised maximums, not measured.
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