770 Elk Hills Dr, Galt, CA 95632 Property Records

Sacramento County property record for 770 Elk Hills Dr, Galt, CA 95632

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,036 sqft · built 1997
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$35,000 (Oct 1996)
Tax Bill	$2,669 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Nov 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`148-0610-037-0000`

Property Details

APN / Parcel Number

Primary APN	`148-0610-037-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,036 sqft Living Area
1st Floor Area	1,571 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.17 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	770 ELK HILLS DR
City	GALT
State	CA
Zip	95632-8141
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	GRIZZLY HOLLOW 01, LOT 47
Legal Subdivision	GRIZZLY HOLLOW 01
Legal Lot Number	47
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	3
Census Block	3012
Census Tract	9410

Owner

770 Elk Hills Dr is owned and occupied by two individuals who acquired it in August 2005.

Source: Sacramento County records, as of September 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	770 ELK HILLS DR, GALT, CA 95632-8141
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MTG
Nov 6, 2018	Quit Claim Deed, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 1996 · Amount on File
Deed Sale	Oct 3, 1996 · Amount on File
Deed Book / Page	961003 / 166
Last Transfer Date	Aug 3, 2005
Transfer Doc	8310000000766
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	770 ELK HILLS DR, GALT, CA 95632-8141
Document Number	2011180792
Instrument Date	Nov 13, 2020
Transaction Type	Mortgage
Record Updated	Dec 3, 2020
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	770 ELK HILLS DR GALT CA 956328141, GALT, CA 95632-8141

Mortgage

Document Number	2011180792
Date	Nov 18, 2020
Instrument	2011180792

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 17, 2035

November 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Nov 6, 2018
Property Address	770 ELK HILLS DR, GALT, CA 95632-8141
Document Number	1811061033
Instrument Date	Oct 18, 2018
Instrument	1811061033
Transaction Type	Mortgage
Record Updated	Nov 27, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	770 ELK HILLS DR GALT CA 956328141, GALT, CA 95632-8141

Mortgage

Document Number	1811061034
Date	Nov 6, 2018
Instrument	1811061034

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Nov 5, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 770 Elk Hills Dr was $2,669, up 4.3% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Galt City
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$227,892 (+2%) Land $58,125 Building $169,767
2025	$2,669.00 (+4.3%)	$223,425 Land $56,986 Building $166,439
2024	$2,559.00 (+1.67%)
2023	$2,517.00 (+4.01%)	$214,751 Land $54,774 Building $159,977
2022	$2,420.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 770 Elk Hills Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 770 Elk Hills Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GALT serves 26,536 people · EPA ID CA3410011
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 658 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Softcom Internet Communications Fixed Wireless	400 / 50
unWired Broadband Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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