770 Echo Rd, Hartsville, TN 37074 Property Records

Macon County property record for 770 Echo Rd, Hartsville, TN 37074

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,916 sqft · built 2019
Lot Size	8.19 acres (357,192 sqft)
Owner	Individual Name on File
Last Sale	$520,000 (Oct 2023)
Tax Bill	$1,549 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Nov 2020 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`056073 04301`

Property Details

APN / Parcel Number

Primary APN	`056073 04301`
Alternative APN	`073 04301`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,916 sqft Living Area
1st Floor Area	1,916 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Exterior Material	Metal
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	357,192 sqft (8.19 acres)
Garage Type	Finished
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	640 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Heating Fuel	Electric

Location & Zoning

Street Address	770 ECHO RD
City	HARTSVILLE
State	TN
Zip	37074-5212
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DIST:12 MAP REF:073
Jurisdiction	MACON TN
Township / Civil Division	5
Census Block Group	3
Census Block	3033
Census Tract	970400

Owner

770 Echo Rd is owned and occupied by an individual who bought it in October 2023.

Source: Macon County records, as of January 23, 2026

Owner of Record	Individual Name on File
Mailing Address	770 ECHO RD, HARTSVILLE, TN 37074-5212
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2023	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 24, 2020	Deed of Trust, Mortgage · Line of Credit MACON BANK & TRUST COMPANY
Jul 29, 2021	Deed of Trust, Mortgage · Line of Credit MACON BANK & TRUST COMPANY
Oct 11, 2019	Deed of Trust, Mortgage CALIBER HM LOANS
Aug 9, 2019	Loan Modification, Mortgage MACON BK
Nov 28, 2018	Loan Modification, Mortgage MACON BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 16, 2023 · Amount on File
Deed Sale	Oct 16, 2023 · Amount on File
Deed Document Number	23003598
Deed Book / Page	RB193 / 231
Record Updated	Jun 8, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON TN
Recording Date	Oct 16, 2023
Property Address	770 ECHO RD, HARTSVILLE, TN 37074-5212
Document Number	0RB193/231
Book / Page	RB193 / 231
Instrument Date	Oct 11, 2023
Instrument	23003598
Transaction Type	Transfer
Record Updated	Oct 30, 2023
Title Company	REAL ESTATE SETTLEMENT COMPANY, REAL ESTATE TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,924.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	770 ECHO RD, HARTSVILLE, TN 37074-5212

Mortgage

Document Number	0023003599
Date	Oct 16, 2023
Instrument	23003599

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON TN
Property Address	770 ECHO RD, HARTSVILLE, TN 37074-5212
Transaction Type	Mortgage
Record Updated	Sep 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	700 ECHO RD, HARTSVILLE, TN 37074-5212

Mortgage

Document Number	0RB115/274
Date	Nov 24, 2020
Book Page	RB115/274
Instrument	20004409

Lender

Name	MACON BANK & TRUST COMPANY
Type	Bank
Address	LAFAYETTE, TN 37083

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON TN
Property Address	770 ECHO RD, HARTSVILLE, TN 37074-5212
Transaction Type	Mortgage
Record Updated	Sep 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	770 ECHO RD, HARTSVILLE, TN 37074-5212

Mortgage

Document Number	0RB136/156
Date	Jul 29, 2021
Book Page	RB136/156
Instrument	21003241

Lender

Name	MACON BANK & TRUST COMPANY
Type	Bank
Address	LAFAYETTE, TN 37083

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON TN
Property Address	770 ECHO RD, HARTSVILLE, TN 37074-5212
Document Number	0000003513
Instrument Date	Oct 11, 2019
Transaction Type	Mortgage
Record Updated	Oct 31, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	770 ECHO RD HARTSVILLE TN 370745212, HARTSVILLE, TN 37074-5212

Mortgage

Document Number	0000003513
Date	Oct 17, 2019
Book Page	000087/000249
Instrument	3513

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 16, 2049

August 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MACON TN
Property Address	770 ECHO RD, HARTSVILLE, TN 37074-5212
Document Number	0000002637
Instrument Date	Aug 9, 2019
Transaction Type	Mortgage
Record Updated	Aug 23, 2019
Title Company	BENCHMARK TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002637
Date	Aug 12, 2019
Book Page	000082/000593
Instrument	2637

Lender

Name	MACON BK
Type	Bank

Agreement

Amount	Amount on Record

November 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MACON TN
Property Address	770 ECHO RD, HARTSVILLE, TN 37074-5212
Document Number	0000003809
Instrument Date	Nov 28, 2018
Transaction Type	Mortgage
Record Updated	Dec 28, 2018
Title Company	BENCHMARK TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	0000003809
Date	Dec 12, 2018
Book Page	000069/000132
Instrument	3809

Lender

Name	MACON BK
Type	Bank

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 770 Echo Rd was $1,549.

Source: Macon County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Macon County
Unified School District	Macon County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,549.00	$95,450 Land $12,425 Building $83,025
2023		$95,450 (+70.37%) Land $12,425 Building $83,025	$381,800 (+70.37%) Land $49,700 Building $332,100
2022		$56,025 Land $11,600 Building $44,425	$224,100 Land $46,400 Building $177,700
2019	$766.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 770 Echo Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 770 Echo Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAFAYETTE WATER SYSTEM serves 22,435 people · EPA ID TN0000373
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
North Central Communications Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Echo Rd

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