Sumner County property record for 770 Douglas Bend Rd, Gallatin, TN 37066
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 3,199 sqft · built 1985 |
| Lot Size | 5.38 acres (234,353 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,307 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 083147 01902 |
| Primary APN | 083147 01902 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,199 sqft Living Area |
| 1st Floor Area | 3,199 sqft |
| Basement Area | 3,199 sqft |
| Unfinished Basement | 3,199 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 234,353 sqft (5.38 acres) |
| Terrain | Rolling |
| Driveway | Driveway |
| Driveway Area | 3,728 sqft |
| Pool Area | 512 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 135 sqft |
| Deck Area | 240 sqft |
| Patio Area | 240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 770 DOUGLAS BEND RD |
|---|---|
| City | GALLATIN |
| State | TN |
| Zip | 37066-5630 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PLAT: N/R PAGE: N/R BLOCK: LOT: SUBD: WINNIE APPLE FARM |
| Legal Subdivision | WINNIE APPLE FARM |
| Legal Tract | 5 |
| Jurisdiction | SUMNER TN |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 21203 |
770 Douglas Bend Rd is owned and occupied by two individuals who acquired it in October 1980.
Source: Sumner County records, as of January 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 770 DOUGLAS BEND RD, GALLATIN, TN 37066-5630 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 18, 2025 | Deed of Trust, Mortgage · Line of Credit F & M BANK |
| Apr 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage F & M BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 22, 1980 |
| Deed Sale | Oct 22, 1980 |
| Deed Document Number | 0000435184 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMNER TN |
| Property Address | 770 DOUGLAS BEND RD, GALLATIN, TN 37066-5630 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2026 |
| Name | Verified Name |
|---|---|
| Address | 770 DOUGLAS BEND RD, GALLATIN, TN 37066-5630 |
| Document Number | 0067480047 |
|---|---|
| Date | Dec 18, 2025 |
| Book Page | 6748/47 |
| Instrument | 1536508 |
| Name | F & M BANK |
|---|---|
| Type | Bank |
| Address | HENDERSONVILLE, TN 37075 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Dec 15, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMNER TN |
| Property Address | 770 DOUGLAS BEND RD, GALLATIN, TN 37066-5630 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0055500450 |
|---|---|
| Date | Apr 1, 2021 |
| Book Page | 5550/450 |
| Instrument | 1357740 |
| Name | F & M BANK |
|---|---|
| Type | Bank |
| Address | CLARKSVILLE, TN 37040 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2051 |
The 2025 property tax bill for 770 Douglas Bend Rd was $3,307.
Source: Sumner County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Sumner County |
| Unified School District | Sumner County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,307.00 | $232,700 Land $106,625 Building $126,075 | |
| 2024 | $930,800 Land $426,500 Building $504,300 | ||
| 2023 | $2,854.00 (-0.45%) | $126,725 (-) Land $58,450 Building $68,275 | |
| 2022 | $2,867.00 | $126,725 Land $58,450 Building $68,275 | |
| 2021 | $506,900 Land $233,800 Building $273,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 770 Douglas Bend Rd in Zone X, an area of minimal flood risk, though there have been 22 flood claims nearby since 2009.
Source: FEMA National Flood Hazard Layer, effective July 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 21 policies |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 22 (2009–2022) |
| Claims Outside the SFHA | 21 of 22 |
| Most Recent Claim | Feb 2022 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 770 Douglas Bend Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WHITE HOUSE UTILITY DISTRICT serves 130,411 people · EPA ID TN0000745 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Cumberland Connect Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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