770 Deep Creek Rd, Lancaster, VA 22503 Property Records

Lancaster County property record for 770 Deep Creek Rd, Lancaster, VA 22503

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 918 sqft · built 2001
Lot Size	4.87 acres (212,137 sqft)
Owner	2 Individual Names on Record
Last Sale	$295,000 (Apr 2018)
Tax Bill	$23 (2025)
Deeds & Mortgages	Apr 2021 Refinance Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13 35B`

Property Details

APN / Parcel Number

Primary APN	`13 35B`
Alternative APN	`1163`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	918 sqft Living Area
Gross Area	2,088 sqft
1st Floor Area	918 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2009
Exterior Material	Fiber Cement Siding
Roof Type	Gable
Roof Material	Metal
Lot Area	212,137 sqft (4.87 acres)
Garage Area	638 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	204 sqft
Deck Area	24 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Radiant
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	1163
Street Address	770 DEEP CREEK RD
City	LANCASTER
State	VA
Zip	22503-3139
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	DEEP CREEK FARMS 4.87 AC LOTS 2A 2B LR18/632
Legal Subdivision	DEEP CREEK FARMS
Legal Lot Number	2A
Jurisdiction	LANCASTER VA
Township / Civil Division	1
Census Block Group	1
Census Block	1030
Census Tract	30100

Owner

Source: Lancaster County records, as of May 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6231 SHOTWELL TER, MOSELEY, VA 23120-0017
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NORTHWEST FEDERAL CREDIT UNION
Apr 4, 2018	Warranty Deed, Transfer · Conventional Mortgage NORTHWEST FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 4, 2018 · Amount on Record
Deed Sale	Apr 4, 2018 · Amount on Record
Deed Document Number	2018632
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER VA
Property Address	770 DEEP CREEK RD, LANCASTER, VA 22503-3139
Transaction Type	Mortgage
Record Updated	Dec 22, 2021
Title Company	NORTHWEST TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210000952
Date	Apr 2, 2021
Instrument	210000952

Lender

Name	NORTHWEST FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2036

Interest

Rate Type	Fixed Rate

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER VA
Recording Date	Apr 4, 2018
Property Address	770 DEEP CREEK RD, LANCASTER, VA 22503-3139
Document Number	180000632
Instrument Date	Mar 28, 2018
Instrument	180000632
Transaction Type	Transfer
Record Updated	Nov 23, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6231 SHOTWELL TER, MOSELEY, VA 23120-0017
Investor	Possibly a Property Investor

Mortgage

Document Number	180000633
Date	Apr 4, 2018
Instrument	180000633

Lender

Name	NORTHWEST FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Lancaster County
Unified School District	Lancaster County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$23.00 (-99.05%)	$420,700 (+9.73%) Land $237,900 Building $182,800	$420,700 (+9.73%) Land $237,900 Building $182,800
2023	$2,415.00	$383,400 Land $237,900 Building $145,500	$383,400 Land $237,900 Building $145,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 42 policies
Nearby Flood Policies	42 in force
Nearby Flood Claims	37 (1996–2011)
Claims Outside the SFHA	3 of 37
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 13 claims Hurricane Isabel, Sep 2003 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
All Points Broadband Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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