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770 Cobblestone Way, Ormond Beach, FL 32174 Property Records

Flagler County property record for 770 Cobblestone Way, Ormond Beach, FL 32174 · Last verified January 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms3 Baths
Year BuiltBuilt 2010
Square Footage2,115 sqft Heated Area
Lot Size4,095 sqft (0.094 acres)
OccupancyOwner Occupied
Last Sale$457,500 (2024)
Tax Bill$3,578.00 (2025)

Property Details

APN / Parcel Number

Primary APN03-13-31-5120-2AF03-0170

Interior

Full Baths3 Baths
Building Area2,115 sqft Heated Area
Gross Area2,979 sqft Gross Area
Stories2 Stories
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2010
Exterior MaterialStucco Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area4,095 sqft (0.094 acres)
Driveway1 Driveway
Driveway Area448 sqft Driveway

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating

Location & Zoning

Street Address770 COBBLESTONE WAY
CityORMOND BEACH
StateFL
Zip32174-1026
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPLANTATION BAY SEC 2A-F UNIT 3 MB 34 PG 44 LOT 17 OR 1636/873 OR 1896/1467 OR 2005/1210 OR 2191/684 OR 2370/125 OR 2403/1271
Legal Range31E
Legal Township13S
Legal Section03
Legal SubdivisionPLANTATION BAY
Legal Lot Number17
Legal Unit3
JurisdictionFLAGLER FL
Minor Civil DivisionBUNNELL
Census Blockgroup3
Census Block3011
Census Tract60207

Owner

Source: Flagler County records · APN 03-13-31-5120-2AF03-0170

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address770 COBBLESTONE WAY, ORMOND BEACH, FL 32174-1026
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 01, 2024Warranty Deed, Transfer · Conventional Mortgage
BANK OF AMERICA NA
Dec 06, 2019Warranty Deed, Transfer
SOUTHERN TITLE HOLDING COMPANY LLC, SOUTHERN TITLE HOLDING CO LLC
Jul 18, 2019Warranty Deed, Transfer · Adjustable Rate Mortgage (ARM)
SUNTRUST BANK
Mar 08, 2017Warranty Deed, Transfer · Conventional Mortgage
FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 01, 2024 · Amount on Record
Deed SaleFeb 01, 2024 · Amount on Record
Prior SaleDec 06, 2019 · Amount on Record
Deed Doc Number2024004280
Deed Book / Page2843 / 992
Record RefreshedJun 08, 2026

February 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLAGLER FL
Recording DateFeb 01, 2024
Property Address770 COBBLESTONE WAY, ORMOND BEACH, FL 32174-1026
Document Number0028430992
Book / Page2843 / 992
Map ReferenceMB 34 PG 44-48
Instrument DateJan 15, 2024
Instrument2024004280
Transaction TypeTransfer
Record UpdatedFeb 19, 2024
Title CompanySOUTHERN TITLE HOLDING COMPANY LLC, SOUTHERN TITLE HLDG CO LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,202.50
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address17234 CERCIS LOOP, CLERMONT, FL 34711-8336

Transferred To (Grantee/Buyer)

NameVerified Name
Address770 COBBLESTONE WAY, ORMOND BEACH, FL 32174-1026

Mortgage

Document Number0002843993
DateFeb 01, 2024
Instrument2843/993
Lender
NameBANK OF AMERICA NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2054
Interest
Rate TypeAdjustable Rate
Rate5.75%
Type Change DateFeb 01, 2031
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change10.7%
Max Rate10.7%

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLAGLER FL
Recording DateDec 06, 2019
Property Address770 COBBLESTONE WAY, ORMOND BEACH, FL 32174-1026
Document Number0024031271
Book / Page002403 / 001271
Instrument DateNov 26, 2019
Instrument45370
Transaction TypeTransfer
Record UpdatedDec 19, 2019
Title CompanySOUTHERN TITLE HOLDING COMPANY LLC, SOUTHERN TITLE HOLDING CO LLC

Transaction

AmountAmount Recorded
Tax$2,065.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address770 COBBLESTONE WAY ORMOND BEACH FL 321741026, ORMOND BEACH, FL 32174-1026

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLAGLER FL
Recording DateJul 18, 2019
Property Address770 COBBLESTONE WAY, ORMOND BEACH, FL 32174-1026
Document Number0023700125
Book / Page2370 / 0125
Map ReferenceMB 34 PG 44-48
Instrument DateJul 11, 2019
Instrument2019026272
Transaction TypeTransfer
Record UpdatedFeb 22, 2022
Title CompanySOUTHERN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,925.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1291 ROYAL POINTE LN, 1291, ORMOND BEACH, FL 32174-1464

Transferred To (Grantee/Buyer)

NameVerified Name
Address770 COBBLESTONE WAY, ORMOND BEACH, FL 32174-1026

Mortgage

Document Number0023700126
DateJul 18, 2019
Instrument2370-0126
Lender
NameSUNTRUST BANK
TypeBank
Agreement
TypeAdjustable Rate Mortgage (ARM)
AmountAmount Recorded
Term361 Months
DueAug 01, 2049
Interest
Rate TypeAdjustable Rate
Rate3.3%
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change DateAug 01, 2026
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change8.3%
Index1-Year LIBOR
Max Rate8.3%

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLAGLER FL
Recording DateMar 08, 2017
Property Address770 COBBLESTONE WAY, ORMOND BEACH, FL 32174-1026
Document Number0021910684
Book / Page2191 / 0684
Map ReferenceMB34 PG44
Instrument DateMar 01, 2017
Instrument2017008180
Transaction TypeTransfer
Record UpdatedFeb 22, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,995.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 1273, SUMMERFIELD, FL 34492-1273

Transferred To (Grantee/Buyer)

NameVerified Name
Address770 COBBLESTONE WAY, ORMOND BEACH, FL 32174-1026

Mortgage

Document Number2017008182
DateMar 08, 2017
Instrument2017008182
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2047

Tax Assessment & Valuation

Source: Flagler County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateFlorida
CountyFlagler County
Unified School DistrictFlagler County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,578.00 (-17.52%) Homeowner's exemption$294,991 (+29.94%)$352,605 (+9.1%) Land $63,500 Building $289,105
2023$4,338.00 (+6.19%) Homeowner's exemption$227,014 (+3%)$323,202 (+2.61%) Land $58,500 Building $264,702
2022$4,085.00 Homeowner's exemption$220,402$314,992 Land $58,500 Building $256,492

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Flagler County (12035C), updated March 5, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 52% of the US · above 23% of Florida
Wildfire LikelihoodAbout 1 in 901 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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