770 Changing Season Rd, Westminster, MD 21157 Property Records

Carroll County property record for 770 Changing Season Rd, Westminster, MD 21157

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,644 sqft · built 1993
Lot Size	0.932 acres (40,597 sqft)
Owner	2 Individual Names on File
Last Sale	$710,000 (Sep 2023)
Tax Bill	$5,506 (2026)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-064054`

Property Details

APN / Parcel Number

Primary APN	`04-064054`
Alternative APNs	`4064054` `064054`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,644 sqft Total Area
Basement Area	740 sqft
Finished Basement	740 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	40,597 sqft (0.932 acres)
Garage Type	Attached
Garage Area	1,216 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	680 sqft
Porch	Slab
Porch Area	196 sqft
Deck Area	220 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	064054
Street Address	770 CHANGING SEASON RD
City	WESTMINSTER
State	MD
Zip	21157-8363
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-400
Legal Description	LT 27- 0.9326 AC 770 CHANGING SEASONS RD FOUR SEASONS SC 2
Legal Subdivision	FOUR SEASONS SEC 02
Legal Lot Number	27
Jurisdiction	CARROLL MD
Township / Civil Division	4, WOOLERYS
Census Block Group	3
Census Block	3004
Census Tract	504202

Owner

770 Changing Season Rd is owned and occupied by two individuals who bought it in September 2023.

Source: Carroll County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	770 CHANGING SEASON RD, WESTMINSTER, MD 21157-8363
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2023	Deed, Transfer · Conventional Mortgage TRUIST BANK
Jun 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2023 · Amount on File
Deed Sale	Sep 27, 2023 · Amount on File
Prior Sale	Sep 15, 1993 · Amount on File
Deed Book / Page	11120 / 495
Record Updated	Oct 29, 2026

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Sep 27, 2023
Property Address	770 CHANGING SEASON RD, WESTMINSTER, MD 21157-8363
Document Number	0111200495
Book / Page	11120 / 495
Map Reference	MB LWS 33 PG 155
Instrument Date	Sep 6, 2023
Transaction Type	Transfer
Record Updated	Oct 13, 2023
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,550.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	770 CHANGING SEASON RD, WESTMINSTER, MD 21157-8363

Mortgage

Document Number	0111200502
Date	Sep 27, 2023
Instrument	11120-0502

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	770 CHANGING SEASON RD, WESTMINSTER, MD 21157-8363
Document Number	0097610252
Instrument Date	Jun 3, 2020
Transaction Type	Mortgage
Record Updated	Aug 18, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	770 CHANGING SEASON RD WESTMINSTER MD 211578363, WESTMINSTER, MD 21157-8363

Mortgage

Document Number	0097610252
Date	Jul 15, 2020
Book Page	009761/000252

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 14, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 770 Changing Season Rd was $5,506 with a homeowner's exemption, up 5.4% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,506.00 (+5.44%) Homeowner's exemption	$535,267	$683,800 Land $200,000 Building $483,800
2025	$5,222.00 Homeowner's exemption
2023	$4,775.00 Homeowner's exemption	$422,600	$461,000 Land $160,000 Building $301,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 770 Changing Season Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1979–2015)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 770 Changing Season Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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