77 Windmill Rd, Conowingo, MD 21918 Property Records

Cecil County property record for 77 Windmill Rd, Conowingo, MD 21918 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2 Baths
Architecture Style	Split Foyer
Year Built	Built 1982
Square Footage	1,024 sqft Total Area
Lot Size	46,609 sqft (1.07 acres)
Occupancy	Owner Occupied
Last Sale	$386,000 (2026)
Tax Bill	$2,621.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`07-032617`
Alternative APNs	`7032617` `032617`

Interior

Full Baths	2 Baths
Building Area	1,024 sqft Total Area
Basement Area	720 sqft Basement
Finished Basement	720 sqft Finished
Stories	2 Stories

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Split Foyer Style
Exterior Material	Siding Exterior
Roof Material	Composition Shingle Roof
Lot Area	46,609 sqft (1.07 acres)
Deck Area	649 sqft Deck

Utilities and HVAC

Cooling System	HVAC Cooling
Heating Fuel	Electric Heating Fuel
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	032617
Street Address	77 WINDMILL RD
City	CONOWINGO
State	MD
Zip	21918-1924
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 42 - .61 ACRE 77 WINDMILL ROAD HOLLAND ACRES
Legal Subdivision	HOLLAND ACRES
Legal Lot Number	42
Jurisdiction	CECIL MD
Minor Civil Division	7, PORT DEPOSIT
Census Blockgroup	1
Census Block	1003
Census Tract	31201

Owner

Source: Cecil County records · APN 07-032617

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	77 WINDMILL RD, CONOWINGO, MD 21918-1924
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 09, 2026 · Amount on Record
Deed Sale	Jul 09, 2026 · Amount on Record
Prior Sale	Jun 22, 2009 · Amount on Record
Deed Book / Page	5815 / 173
Record Refreshed	Sep 20, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Jul 09, 2026
Property Address	77 WINDMILL RD, CONOWINGO, MD 21918-1924
Document Number	5815000173
Book / Page	5815 / 173
Instrument Date	Jul 02, 2026
Transaction Type	Transfer
Record Updated	Jul 17, 2026
Title Company	FRONT DOOR TITLE INC, FRONT DOOR TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$389,860.00
Amount Accuracy	Calculated from Tax (Full/Partial Unknown)
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	77 WINDMILL RD, CONOWINGO, MD 21918-1924

Mortgage

Document Number	5815000180,
Date	Jul 09, 2026
Book Page	5815/180

Lender

Name	CMG MORTGAGE INC

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.53%
Initial Type	Adjustable Rate
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Max Rate	-1%

Tax Assessment & Valuation

Source: Cecil County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$244,100 (+3.95%) Land $72,400 Building $171,700	$244,100 (-) Land $72,400 Building $171,700
2025	$2,621.00 (+49.94%) Homeowner's exemption	$234,833 (+8.57%)	$244,100 (+12.85%) Land $72,400 Building $171,700
2023	$1,748.00 Homeowner's exemption	$216,300 Land $72,400 Building $143,900	$216,300 Land $72,400 Building $143,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cecil County (24015C), updated May 10, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.