77 Willow St, San Jose, CA 95110 Property Records

Santa Clara County property record for 77 Willow St, San Jose, CA 95110

Property Summary

Property Type	Multi-Family Dwellings
Details	3 bd · 2 ba · 1,351 sqft · built 1902
Lot Size	0.181 acres (7,900 sqft)
Owner	Individual Name on File
Last Sale	$740,000 (Sep 2019)
Tax Bill	$12,182 (2025)
Deeds & Mortgages	Jul 2026 Construction Loan Feb 2021 Mortgage + 2 more
Flood Zone	Zone AO (high risk)
APN	`264-37-051`

Property Details

APN / Parcel Number

Primary APN	`264-37-051`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,351 sqft Living Area
Gross Area	823 sqft
1st Floor Area	823 sqft

Exterior

Year Built	Built 1902
Effective Year Built	Effective 1902
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	7,900 sqft (0.181 acres)
Lot Dimensions	158 ft deep x 50 ft wide
Porch	None

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	77 WILLOW ST
City	SAN JOSE
State	CA
Zip	95110-3141
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	C2
Legal Description	BLOCK 2 LOT 7
Legal Subdivision	DRISCOLL ADD-SAN JO
Legal Block	2
Legal Lot Number	7
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	3
Census Block	3011
Census Tract	501700

Owner

77 Willow St, a residential property, is owned by an individual who bought it in September 2019.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	Individual Name on File
Mailing Address	1455 BRANHAM LN, SAN JOSE, CA 95118-2414
Owner Type	Individual
Vesting	Unmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2026	Deed of Trust, Mortgage · Construction Mortgage CHICAGO TITLE W, CHICAGO TITLE
Feb 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Sep 9, 2019	Quit Claim Deed, Transfer · Conventional Mortgage STEARNS LENDING LLC
Sep 9, 2019	Grant Deed, Transfer OLD REPUBLIC TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2019 · Amount on File
Deed Sale	Sep 9, 2019 · Amount on File
Deed Document Number	201924275650
Prior Transfer Date	Sep 4, 2019
Prior Transfer Doc	0024275651
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Recording Date	Jul 7, 2026
Property Address	77 WILLOW ST, SAN JOSE, CA 95110-3141
Document Number	0026014459
Instrument Date	Jun 29, 2026
Instrument	202626014459
Transaction Type	Mortgage
Record Updated	Jul 13, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1455 BRANHAM LN, SAN JOSE, CA 95118-2414

Mortgage

Document Number	0026014459,
Date	Jul 7, 2026
Instrument	202626014459

Lender

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Aug 1, 2027

Interest

Rate	6.53%
Max Rate	-1%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	77 WILLOW ST, SAN JOSE, CA 95110-3141
Transaction Type	Mortgage
Record Updated	Jun 15, 2023
Title Company	ORABGE COAST TITLE, ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	77 WILLOW ST, SAN JOSE, CA 95110-3141

Mortgage

Document Number	0024832681
Date	Feb 16, 2021
Instrument	24832681

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Sep 9, 2019
Property Address	77 WILLOW ST, SAN JOSE, CA 95110-3141
Document Number	0024275651
Map Reference	MB B PG 27
Instrument Date	Sep 4, 2019
Instrument	24275651
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	77 WILLOW ST, SAN JOSE, CA 95110-3141

Mortgage

Document Number	0024275652
Date	Sep 9, 2019
Instrument	24275652

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Sep 9, 2019
Property Address	77 WILLOW ST, SAN JOSE, CA 95110-3141
Document Number	0024275650
Map Reference	MB B PG 27
Instrument Date	Aug 27, 2019
Instrument	24275650
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	77 WILLOW ST, SAN JOSE, CA 95110-3141

Tax Assessment & Valuation

The 2025 property tax bill for 77 Willow St was $12,182.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Unified School District	San Jose Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$825,480 (+2%) Land $669,309 Building $156,171
2025	$12,182.00	$809,295 Land $656,186 Building $153,109
2023	$11,288.00 (+1.01%)	$777,870 Land $630,706 Building $147,164
2022	$11,175.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 77 Willow St in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 56 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	56 in force
Nearby Flood Claims	8 (1982–2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 2 claims Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 77 Willow St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 706 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60

May also be available: GeoLinks, Sail Internet, T-Mobile.

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