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77 Williams St, Cumberland, RI 02864 Property Records

Cumberland Town property record for 77 Williams St, Cumberland, RI 02864

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,884 sqft · built 1952
Lot Size0.23 acres (10,019 sqft)
OwnerIndividual Name on File
Last Sale$296,000 (Aug 2020)
Tax Bill$4,695 (2026)
Deeds & MortgagesAug 2020 Sale & Mortgage
Dec 2018 Sale
Flood ZoneZone X (minimal risk)
APN9991-79

Property Details

APN / Parcel Number

Primary APN9991-79
Alternative APN
  • CUMB M:009 B:0087 L:000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,884 sqft Living Area
Gross Area4,704 sqft
1st Floor Area1,312 sqft
Basement Area1,144 sqft
Unfinished Basement1,144 sqft

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,019 sqft (0.23 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number9991-79
Street Address77 WILLIAMS ST
CityCUMBERLAND
StateRI
Zip02864-7113
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code100
Legal Block87
JurisdictionCUMBERLAND RI
Township / Civil DivisionCUMBERLAND
Census Block Group2
Census Block2036
Census Tract11302

Owner

77 Williams St is owned and occupied by an individual who bought it in August 2020.

Source: Cumberland Town records, as of October 21, 2026

Owner of RecordIndividual Name on File
Mailing Address77 WILLIAMS ST, CUMBERLAND, RI 02864-7113
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 21, 2020Warranty Deed, Transfer · Stand-Alone First Mortgage
NFM LENDING
Dec 18, 2018Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 21, 2020 · Amount on File
Deed SaleAug 21, 2020 · Amount on File
Deed Document Number2020116516
Deed Book / Page1851 / 438
Record UpdatedOct 29, 2026

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCUMBERLAND RI
Recording DateAug 21, 2020
Property Address77 WILLIAMS ST, CUMBERLAND, RI 02864-7113
Document Number1851-438
Book / Page1851 / 438
Instrument DateAug 20, 2020
Instrument116516
Transaction TypeTransfer
Record UpdatedJun 4, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address77 WILLIAMS ST, CUMBERLAND, RI 02864-7113

Mortgage

Document Number116517
DateAug 21, 2020
Instrument116517
Lender
NameNFM LENDING
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCUMBERLAND RI
Recording DateDec 18, 2018
Property Address77 WILLIAMS ST, CUMBERLAND, RI 02864-7113
Document Number1791-51
Book / Page001791 / 000051
Instrument DateDec 1, 2018
Transaction TypeTransfer
Record UpdatedJan 15, 2019

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address38 BARNES ST GREENVILLE RI 028282026, GREENVILLE, RI 02828-2026

Tax Assessment & Valuation

The 2026 property tax bill for 77 Williams St was $4,695, up 6.6% from the year before.

Source: Cumberland Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionCumberland Town
Unified School DistrictCumberland School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,695.00 (+6.56%)$469,000 (+30.6%) Land $216,700 Building $252,300$501,418
2025$4,406.00$359,100 Land $143,100 Building $216,000
2023$4,173.00 (+4.51%)$359,100 (+34.8%) Land $143,100 Building $216,000
2022$3,993.00$266,400 Land $100,000 Building $166,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 77 Williams St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims6 (1979–2024)
Claims Outside the SFHA2 of 6
Most Recent ClaimJan 2024 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Mar 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 77 Williams St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPAWTUCKET WATER SUPPLY BOARD VEOLIA-NA
serves 98,130 people · EPA ID RI1592021
Water SourceSurface water
Last State InspectionJun 2024
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 571 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
T-Mobile
Fixed Wireless		100 / 20

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