77 Whiting Rd, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 77 Whiting Rd, Watsonville, CA 95076

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,224 sqft · built 1917
Lot Size	2.43 acres (105,894 sqft)
Owner	Individual Name on Record
Tax Bill	$2,556 (2025)
Deeds & Mortgages	Jan 2022 Line of Credit Jan 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`051-661-23`

Property Details

APN / Parcel Number

Primary APN	`051-661-23`
Alternative APN	`051-661-23-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Building Area	1,224 sqft Living Area

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1917
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	105,894 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	77 WHITING RD
City	WATSONVILLE
State	CA
Zip	95076-1421
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	2
Census Block	2003
Census Tract	122500

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	77 WHITING RD, WATSONVILLE, CA 95076-1421
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2022	Intrafamily Transfer, Transfer · Line of Credit EXCITE CU
Jan 6, 2022	Intrafamily Transfer, Transfer CHICAGO TITLE COMPANY
Sep 26, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 31, 2021
Transfer Doc	0000000457
Record Updated	Sep 20, 2026

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Jan 6, 2022
Property Address	77 WHITING RD, WATSONVILLE, CA 95076-1421
Document Number	0000000455
Map Reference	VOL 21 PG 1
Instrument Date	Dec 31, 2021
Instrument	2022-0000455
Transaction Type	Transfer
Record Updated	Jan 18, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	77 WHITING RD, WATSONVILLE, CA 95076-1421

Mortgage

Document Number	0000000456
Date	Jan 6, 2022
Instrument	2022-0000456

Lender

Name	EXCITE CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Jan 6, 2022
Property Address	77 WHITING RD, WATSONVILLE, CA 95076-1421
Document Number	0000000457
Map Reference	VOL 21 PG 1
Instrument Date	Dec 31, 2021
Instrument	2022-0000457
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	77 WHITING RD, WATSONVILLE, CA 95076-1421

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Sep 26, 2017
Property Address	77 WHITING RD, WATSONVILLE, CA 95076-1421
Document Number	0000032111
Instrument Date	Sep 25, 2017
Instrument	32111
Transaction Type	Transfer
Record Updated	Oct 19, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	77 WHITING RD WATSONVILLE CA 950761421, WATSONVILLE, CA 95076-1421

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$174,287 (+2%) Land $80,796 Building $93,491
2025	$2,556.00 (+15.45%) Homeowner's exemption	$170,870 (+4.04%) Land $79,212 Building $91,658
2023	$2,214.00 (+2.26%) Homeowner's exemption	$164,235 Land $76,136 Building $88,099	$686,340
2022	$2,165.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	28 (1982–2023)
Most Recent Claim	Mar 2023 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Mar 2023 · 6 claims Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 10 claims Severe Winter Storms, Flooding, And Mudslides, Feb 2017 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Cruzio Fixed Wireless	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100

May also be available: T-Mobile, Verizon.

Nearby Properties on Whiting Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures