77 Western Dr, Howell, NJ 07731 Property Records

Monmouth County and Howell Township property record for 77 Western Dr, Howell, NJ 07731

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,012 sqft · built 1967
Lot Size	0.344 acres (15,002 sqft)
Owner	2 Individual Names on File
Last Sale	$460,000 (Feb 2025)
Tax Bill	$8,736 (2025)
Deeds & Mortgages	Feb 2024 Second Mortgage Jun 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`21-00002-15-00013`

Property Details

APN / Parcel Number

Primary APN	`21-00002-15-00013`
Alternative APNs	`2100002001500013` `003900`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,012 sqft Living Area
1st Floor Area	1,012 sqft
Basement Area	1,012 sqft

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Other
Lot Area	15,002 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	300 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	648 sqft
Porch	Open Porch
Deck Area	220 sqft
Shed	1 Shed
Shed Area	144 sqft
Canopy	42 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	003900
Street Address	77 WESTERN DR
City	HOWELL
State	NJ
Zip	07731-2727
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3A
Legal Subdivision	PARKWAY PINES SEC 4
Legal Block	2.15
Legal Lot Number	13
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HOWELL
Census Block Group	1
Census Block	1000
Census Tract	811501

Owner

77 Western Dr is owned and occupied by two individuals who bought it in February 2025.

Source: Monmouth County and Howell Township records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	77 WESTERN DR, HOWELL, NJ 07731-2727
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NEW JERSEY HOUSING & MORTGAGE FIN AGENCY
Jun 6, 2023	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Jan 4, 2022	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Apr 4, 2019	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC
May 22, 2018	Grant Deed, Transfer · FHA Mortgage ADVISORS MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 10, 2025 · Amount on File
Deed Sale	Feb 10, 2025 · Amount on File
Prior Sale	May 22, 2018 · Amount on File
Deed Document Number	202511222
Deed Book / Page	9725 / 1426
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	77 WESTERN DR, HOWELL, NJ 07731-2727
Transaction Type	Mortgage
Record Updated	Mar 14, 2024
Title Company	STEWART TITLE COMPANY-MIDLAND DIV, STEWART TITLE COMPANY NJ DIV

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0096790915
Date	Feb 28, 2024
Book Page	9679/915
Instrument	2024013254

Lender

Name	NEW JERSEY HOUSING & MORTGAGE FIN AGENCY
Type	Government Agency
Address	TRENTON, NJ 08650

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	77 WESTERN DR, HOWELL, NJ 07731-2727
Transaction Type	Mortgage
Record Updated	Jun 27, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	77 WESTERN DR, HOWELL, NJ 07731-2727

Mortgage

Document Number	0096473124
Date	Jun 6, 2023
Book Page	9647/3124
Instrument	2023038596

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	342 Months
Due	Dec 1, 2051

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	77 WESTERN DR, HOWELL, NJ 07731-2727
Transaction Type	Mortgage
Record Updated	Jan 18, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	77 WESTERN DR, HOWELL, NJ 07731-2727

Mortgage

Document Number	0095694068
Date	Jan 4, 2022
Book Page	9569/4068
Instrument	2022000436

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Dec 1, 2051

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	77 WESTERN DR, HOWELL, NJ 07731-2727
Document Number	0000032444
Instrument Date	Apr 4, 2019
Transaction Type	Mortgage
Record Updated	May 3, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	77 WESTERN DR HOWELL NJ 077312727, HOWELL, NJ 07731-2727

Mortgage

Document Number	0000032444
Date	Apr 15, 2019
Book Page	009343/006797
Instrument	32444

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 14, 2049

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	May 22, 2018
Property Address	77 WESTERN DR, HOWELL, NJ 07731-2727
Document Number	0000049926
Book / Page	000928 / 003972
Instrument Date	Apr 18, 2018
Instrument	49926
Transaction Type	Transfer
Record Updated	Jun 15, 2018
Title Company	TRIDENT ABSTRACT TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$298.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	77 WESTERN DR HOWELL NJ 077312727, HOWELL, NJ 07731-2727

Mortgage

Document Number	49927
Date	May 22, 2018
Book Page	009288/003982
Instrument	49927

Lender

Name	ADVISORS MTG
Type	Mortgage Company
Address	OCEAN, NJ 07712

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 21, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 77 Western Dr was $8,736, up 6.9% from the year before.

Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Howell Township
Secondary School District	Freehold Regional School District (09 - 12)
Elementary School District	Howell Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$484,900 (-4.87%) Land $359,400 Building $125,500	$484,900 (-4.87%) Land $359,400 Building $125,500
2025	$8,736.00 (+6.86%)	$509,700 Land $339,400 Building $170,300	$509,700 Land $339,400 Building $170,300
2024	$8,175.00
2023		$441,300 Land $264,400 Building $176,900	$441,300 Land $264,400 Building $176,900
2022	$7,356.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 77 Western Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2005 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 77 Western Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 52% of New Jersey
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRICK TOWNSHIP MUA serves 81,829 people · EPA ID NJ1506001
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000

May also be available: Verizon, Xfinity.

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