Polk County property record for 77 Wells Ln, Tryon, NC 28782
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,469 sqft · built 1978 |
| Lot Size | 1.85 acres (80,586 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $309,500 (Aug 2013) |
| Tax Bill | $2,242 (2026) |
| Deeds & Mortgages | Feb 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | P34-25 |
| Primary APN | P34-25 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 2,469 sqft Finished Area |
| Basement Area | 1,200 sqft |
| Finished Basement | 1,200 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Brick |
| Foundation Type | Retaining Wall |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 80,586 sqft (1.85 acres) |
| Garage Area | 429 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 42417 |
|---|---|
| Street Address | 77 WELLS LN |
| City | TRYON |
| State | NC |
| Zip | 28782-4581 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RE1 |
| Legal Description | LOTS 6 & 6A 1.85 AC, 0B10 BROOKWOOD ACRES |
| Legal Subdivision | BROOKWOOD ACRES |
| Legal Lot Number | 6,6A |
| Jurisdiction | POLK NC |
| Township / Civil Division | TRYON |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 920303 |
77 Wells Ln is owned and occupied by two individuals who bought it in August 2013.
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 77 WELLS LN, TRYON, NC 28782-4581 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 30, 2013 · Amount on File |
| Deed Sale | Aug 30, 2013 · Amount on File |
| Prior Sale | Oct 12, 2011 · Amount on File |
| Deed Book / Page | 402 / 1506 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 77 WELLS LN, TRYON, NC 28782-4581 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2021 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 77 WELLS LN, TRYON, NC 28782-4581 |
| Document Number | 456/532 |
|---|---|
| Date | Feb 3, 2021 |
| Book Page | 456/532 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 77 Wells Ln was $2,242, up 3.6% from the year before.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Unified School District | Polk County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,242.00 (+3.56%) | $382,184 (-) Land $58,500 Building $323,684 | $382,184 (-) Land $58,500 Building $323,684 |
| 2025 | $2,165.00 | $382,184 Land $58,500 Building $323,684 | $382,184 Land $58,500 Building $323,684 |
| 2023 | $1,839.00 | $266,046 Land $34,950 Building $231,096 | |
| 2021 | $266,046 Land $34,950 Building $231,096 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 77 Wells Ln in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 19 (1978–2024) |
| Claims Outside the SFHA | 12 of 19 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 77 Wells Ln is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF TRYON serves 5,494 people · EPA ID NC0175010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Skyrunner Fixed Wireless | 500 / 250 |
4G LTE (outdoors only), no 5G reported
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