77 Walnut St, Winchester, MA 01890 Property Records

Middlesex County and Winchester Town property record for 77 Walnut St, Winchester, MA 01890

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,915 sqft · built 1895
Lot Size	0.198 acres (8,629 sqft)
Owner	2 Individual Names on File
Last Sale	$1,225,000 (Apr 2018)
Tax Bill	$16,068 (2026)
Deeds & Mortgages	May 2021 Refinance Jun 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`WINC M:004 B:0076 L:0`

Property Details

APN / Parcel Number

Primary APN	`WINC M:004 B:0076 L:0`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,915 sqft Living Area
Gross Area	5,153 sqft
Basement Area	1,192 sqft
Unfinished Basement	1,192 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1895
Effective Year Built	Effective 1895
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,629 sqft (0.198 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	77 WALNUT ST
City	WINCHESTER
State	MA
Zip	01890-2822
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RDB
Legal Block	76
Jurisdiction	WINCHESTER MA
Township / Civil Division	WINCHESTER
Census Block Group	3
Census Block	3000
Census Tract	338500

Owner

77 Walnut St is owned and occupied by two individuals who bought it in April 2018.

Source: Middlesex County and Winchester Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	77 WALNUT ST, WINCHESTER, MA 01890-2822
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 26, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC
Jun 4, 2019	Deed of Trust, Mortgage BANK OF AMERICA
Apr 20, 2018	Quit Claim Deed, Transfer LEND USA
Aug 16, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2018 · Amount on File
Deed Sale	Apr 20, 2018 · Amount on File
Prior Sale	Aug 16, 2017
Deed Book / Page	70896 / 284
Transfer Doc	070896-284
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER MA
Property Address	77 WALNUT ST, WINCHESTER, MA 01890-2822
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0077871-20
Date	May 26, 2021
Book Page	77871/20
Instrument	119890

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER MA
Property Address	77 WALNUT ST, WINCHESTER, MA 01890-2822
Document Number	72747-453
Instrument Date	Jun 4, 2019
Transaction Type	Mortgage
Record Updated	Jul 2, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	77 WALNUT ST WINCHESTER MA 018902822, WINCHESTER, MA 01890-2822

Mortgage

Document Number	72747-453
Date	Jun 12, 2019
Book Page	072747/000453
Instrument	79648

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 11, 2049

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINCHESTER MA
Recording Date	Apr 20, 2018
Property Address	77 WALNUT ST, WINCHESTER, MA 01890-2822
Document Number	70896-284
Book / Page	070896 / 000284
Instrument Date	Apr 13, 2018
Instrument	54031
Transaction Type	Transfer
Record Updated	May 8, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,586.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	77 WALNUT ST WINCHESTER MA 018902822, WINCHESTER, MA 01890-2822

Mortgage

Document Number	70896-287
Date	Apr 20, 2018
Book Page	070896/000287
Instrument	54032

Lender

Name	LEND USA

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 19, 2048

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINCHESTER MA
Recording Date	Aug 16, 2017
Property Address	77 WALNUT ST, WINCHESTER, MA 01890-2822
Document Number	69778-557
Book / Page	069778 / 000557
Instrument Date	Jul 28, 2017
Instrument	130929
Transaction Type	Transfer
Record Updated	Sep 5, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	77 WALNUT ST WINCHESTER MA 018902822, WINCHESTER, MA 01890-2822

Tax Assessment & Valuation

The 2026 property tax bill for 77 Walnut St was $16,068, up 10,266.5% from the year before.

Source: Middlesex County and Winchester Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Winchester Town
Unified School District	Winchester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$16,068.00 (+10,266.45%)	$1,450,200 (+3.6%) Land $833,100 Building $617,100	$1,784,197 (+8.64%)
2025	$155.00 (-98.99%)	$1,399,800 (+3.34%) Land $801,000 Building $598,800	$1,642,265
2024	$15,346.00 (+4.67%)	$1,354,500 (+9.01%) Land $801,000 Building $553,500
2023	$14,662.00	$1,242,500 Land $704,900 Building $537,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 77 Walnut St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	4 (2001–2010)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 77 Walnut St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINCHESTER WATER DEPT serves 22,970 people · EPA ID MA3344000
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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