77 Walnut Ln, Louisa, VA 23093 Property Records

Louisa County property record for 77 Walnut Ln, Louisa, VA 23093

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,449 sqft · built 2005
Lot Size	4.12 acres (179,467 sqft)
Owner	2 Individual Names on Record
Last Sale	$450,000 (Jul 2020)
Tax Bill	$4,763 (2025)
Deeds & Mortgages	Aug 2022 Transfer Jul 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`58 11 A 5`

Property Details

APN / Parcel Number

Primary APN	`58 11 A 5`
Alternative APNs	`26211` `24763`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,449 sqft Living Area
1st Floor Area	2,072 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Multi-Family
Exterior Material	Brick
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	179,467 sqft (4.12 acres)
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	202 sqft
Patio Area	377 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	24763
Street Address	77 WAUT LN
City	LOUISA
State	VA
Zip	23093
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2
Legal Description	RIDGEMONT SUBDIVSION SEC A PB 8/1501 LOT 5 DB 1684/640 4.12 AC
Legal Subdivision	RIDGEMONT SUBD
Legal Lot Number	5
Jurisdiction	LOUISA VA
Township / Civil Division	MINERAL
Census Block Group	1
Census Block	1032
Census Tract	950202

Owner

Source: Louisa County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	77 WALNUT LN, LOUISA, VA 23093-4150
Owner Type	Individual
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2022	Gift Deed, Transfer BANKERS TITLE SHENANDOAH LLC
Jul 14, 2020	Grant Deed, Transfer · Conventional with PMI WELLS FARGO BK
Jul 10, 2017	Deed of Trust, Mortgage · Line of Credit ESSEX BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2020 · Amount on Record
Deed Sale	Jul 14, 2020 · Amount on Record
Deed Document Number	20206321
Deed Book / Page	1684 / 640
Last Transfer Date	Jul 29, 2022
Transfer Doc	0000007943
Record Updated	Oct 29, 2026

August 2022: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	LOUISA VA
Recording Date	Aug 3, 2022
Property Address	77 WAUT LN, LOUISA, VA 23093
Document Number	001858/121
Book / Page	1858 / 121
Map Reference	MB 8 PG 879
Instrument Date	Jul 29, 2022
Instrument	202200007943
Transaction Type	Transfer
Record Updated	Mar 16, 2023
Title Company	BANKERS TITLE SHENANDOAH LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1459 CHALKLEVEL RD, LOUISA, VA 23093-5330

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LOUISA VA
Recording Date	Jul 14, 2020
Property Address	77 WAUT LN, LOUISA, VA 23093
Document Number	0000006321
Book / Page	001684 / 000640
Instrument Date	Jun 4, 2020
Instrument	6321
Transaction Type	Transfer
Record Updated	Aug 11, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	77 WALNUT LN LOUISA VA 230934150, LOUISA, VA 23093-4150

Mortgage

Document Number	6322
Date	Jul 14, 2020
Book Page	001684/000644
Instrument	6322

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 13, 2050

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	77 WAUT LN, LOUISA, VA 23093
Document Number	0000006004
Instrument Date	Jul 10, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	77 WALNUT LN LOUISA VA 230934150, LOUISA, VA 23093-4150

Mortgage

Document Number	0000006004
Date	Jul 17, 2017
Book Page	001518/000663
Instrument	6004

Lender

Name	ESSEX BK
Type	Bank
Address	LOUISA, VA 23093

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Louisa County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Louisa County
Unified School District	Louisa County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$695,520 (+5.13%) Land $81,900 Building $613,620	$695,520 (+5.13%) Land $81,900 Building $613,620
2025	$4,763.00 (+7.13%)	$661,600 (+15.44%) Land $68,300 Building $593,300	$661,600 (+15.44%) Land $68,300 Building $593,300
2024	$4,446.00 (+107.08%)
2023		$573,100 Land $56,400 Building $516,700
2022	$2,147.00		$573,100 Land $56,400 Building $516,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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