77 Wagon Wheel Rd, Dracut, MA 01826 Property Records

Middlesex County and Dracut Town property record for 77 Wagon Wheel Rd, Dracut, MA 01826

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,236 sqft · built 1976
Lot Size	0.51 acres (22,216 sqft)
Owner	Individual Name on File
Tax Bill	$5,415 (2026)
Deeds & Mortgages	Jun 2026 Mortgage Aug 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`DRAC M:10 L:213`

Property Details

APN / Parcel Number

Primary APN	`DRAC M:10 L:213`
Alternative APNs	`M:0010 B:0000 L:0213` `535221`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,236 sqft Living Area
Gross Area	2,804 sqft
1st Floor Area	1,236 sqft
Basement Area	888 sqft
Unfinished Basement	264 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	22,216 sqft (0.51 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	535221
Street Address	77 WAGON WHEEL RD
City	DRACUT
State	MA
Zip	01826-1117
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Lot Number	213
Jurisdiction	DRACUT MA
Township / Civil Division	DRACUT
Census Block Group	2
Census Block	2005
Census Tract	314101

Owner

77 Wagon Wheel Rd is owned and occupied by an individual who acquired it in August 2023.

Source: Middlesex County and Dracut Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	77 WAGON WHEEL RD, DRACUT, MA 01826-1117
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2026	Deed of Trust, Mortgage · Conventional Mortgage
Aug 21, 2023	Quit Claim Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE INC
Dec 9, 2022	Quit Claim Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE INC
Nov 9, 2018	Quit Claim Deed, Transfer Quitclaim
Dec 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage JEANNE D'ARC CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 21, 2023
Deed Sale	Aug 21, 2023
Prior Sale	Dec 9, 2022 · Amount on File
Deed Document Number	202324375
Deed Book / Page	38019 / 238
Prior Transfer Date	Aug 3, 2023
Prior Transfer Doc	038019-242
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DRACUT MA
Recording Date	Jun 26, 2026
Property Address	77 WAGON WHEEL RD, DRACUT, MA 01826-1117
Document Number	0000020130
Book / Page	40157 / 59
Instrument Date	Jun 15, 2026
Instrument	202620130
Transaction Type	Mortgage
Record Updated	Jul 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	77 WAGON WHEEL RD, DRACUT, MA 01826-1117

Mortgage

Document Number	0000020130,
Date	Jun 26, 2026
Book Page	40157/59
Instrument	202620130

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.36%
Max Rate	-1%

August 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DRACUT MA
Recording Date	Aug 21, 2023
Property Address	77 WAGON WHEEL RD, DRACUT, MA 01826-1117
Document Number	038019-238
Book / Page	38019 / 238
Instrument Date	Aug 3, 2023
Instrument	24375
Transaction Type	Transfer
Record Updated	Sep 8, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Venture
Address	77 WAGON WHEEL RD, DRACUT, MA 01826-1117

Mortgage

Document Number	038019-242
Date	Aug 21, 2023
Book Page	38019/242
Instrument	24376

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

December 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DRACUT MA
Recording Date	Dec 9, 2022
Property Address	77 WAGON WHEEL RD, DRACUT, MA 01826-1117
Document Number	0037562-99
Book / Page	37562 / 99
Instrument Date	Dec 9, 2022
Instrument	49935
Transaction Type	Transfer
Record Updated	Dec 23, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	77 WAGON WHEEL RD, DRACUT, MA 01826-1117

Mortgage

Document Number	0000049936
Date	Dec 9, 2022
Instrument	49936

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DRACUT MA
Recording Date	Nov 9, 2018
Property Address	77 WAGON WHEEL RD, DRACUT, MA 01826-1117
Document Number	32553-75
Book / Page	032553 / 000075
Instrument Date	Apr 24, 2018
Instrument	49189
Transaction Type	Transfer
Record Updated	Nov 28, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	77 WAGON WHEEL RD DRACUT MA 018261117, DRACUT, MA 01826-1117

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DRACUT MA
Property Address	77 WAGON WHEEL RD, DRACUT, MA 01826-1117
Document Number	31713-160
Book / Page	031713 / 000160
Instrument Date	Dec 6, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	31713-160
Date	Dec 11, 2017
Book Page	031713/000160
Instrument	55449

Lender

Name	JEANNE D'ARC CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 10, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.75%

Tax Assessment & Valuation

The 2026 property tax bill for 77 Wagon Wheel Rd was $5,415, up 2.5% from the year before.

Source: Middlesex County and Dracut Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Dracut Town
Unified School District	Dracut School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,415.00 (+2.52%)	$560,000 (+7.3%) Land $227,900 Building $332,100	$545,300 (-)
2025	$5,282.00 (-3.93%)	$521,900 (-0.8%) Land $209,000 Building $312,900	$545,300 (+2.63%)
2024	$5,498.00 (-0.13%)	$526,100 (+10.66%) Land $199,100 Building $327,000	$531,335
2023	$5,505.00	$475,400 Land $173,100 Building $302,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 77 Wagon Wheel Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 77 Wagon Wheel Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DRACUT WATER SUPPLY DISTRICT serves 25,808 people · EPA ID MA3079000
Water Source	Purchased surface water from LOWELL REGIONAL WATER UTILITY
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber, Verizon.

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