77 W Main St, Georgetown, MA 01833 Property Records

Essex County and Georgetown Town property record for 77 W Main St, Georgetown, MA 01833

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,616 sqft · built 1875
Lot Size	0.224 acres (9,756 sqft)
Owner	Individual Name on File
Last Sale	$368,500 (Jan 2020)
Tax Bill	$7,458 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Nov 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`GEOR M:0006C B:00000 L:00144`

Property Details

APN / Parcel Number

Primary APN	`GEOR M:0006C B:00000 L:00144`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,616 sqft Living Area
Gross Area	2,405 sqft
Basement Area	644 sqft
Unfinished Basement	644 sqft

Exterior

Year Built	Built 1875
Effective Year Built	Effective 1875
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,756 sqft (0.224 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	77 W MAIN ST
City	GEORGETOWN
State	MA
Zip	01833-1524
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Lot Number	144
Jurisdiction	GEORGETOWN MA
Township / Civil Division	GEORGETOWN
Census Block Group	1
Census Block	1011
Census Tract	265101

Owner

77 W Main St is owned and occupied by an individual who bought it in January 2020.

Source: Essex County and Georgetown Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	77 W MAIN ST, GEORGETOWN, MA 01833-1524
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2021	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Nov 17, 2017	Deed of Trust, Mortgage · Line of Credit GEORGETOWN BANK
Jan 15, 2020	Quit Claim Deed, Transfer · FHA Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 15, 2020 · Amount on File
Deed Sale	Jan 15, 2020 · Amount on File
Prior Sale	Sep 14, 2012 · Amount on File
Deed Book / Page	38193 / 194
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEORGETOWN MA
Property Address	77 W MAIN ST, GEORGETOWN, MA 01833-1524
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	039668-110
Date	Mar 22, 2021
Book Page	39668/110
Instrument	20210322000040

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEORGETOWN MA
Property Address	77 W MAIN ST, GEORGETOWN, MA 01833-1524
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36340-402
Date	Nov 17, 2017
Book Page	36340/402
Instrument	171117004460

Lender

Name	GEORGETOWN BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Nov 1, 2037

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GEORGETOWN MA
Recording Date	Jan 15, 2020
Property Address	77 W MAIN ST, GEORGETOWN, MA 01833-1524
Document Number	38193-194
Book / Page	38193 / 194
Instrument Date	Jan 15, 2020
Instrument	20200115002060
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	77 W MAIN ST, GEORGETOWN, MA 01833-1524

Mortgage

Document Number	200115002070
Date	Jan 15, 2020
Instrument	200115002070

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 77 W Main St was $7,458, up 24.4% from the year before.

Source: Essex County and Georgetown Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Georgetown Town
Unified School District	Georgetown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,458.00 (+24.4%)	$542,000 (-) Land $223,000 Building $319,000	$571,137 (+15.22%)
2025	$5,995.00 (+20.04%)	$542,000 (+36.22%) Land $223,000 Building $319,000	$495,710
2024	$4,994.00 (-1.65%)	$397,900 (+1.71%) Land $153,800 Building $244,100
2023	$5,078.00	$391,200 Land $153,800 Building $237,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 77 W Main St in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	8 (1996–2010)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, May 2006 · 3 claims Flooding, Apr 2004 · 2 claims Extreme Weather Conditons And Flooding, Oct 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 77 W Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN WATER DEPARTMENT serves 8,766 people · EPA ID MA3105000
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2025 Total trihalomethanes resolved · Jul 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on W Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures