Carlton County property record for 77 W Harney Rd, Esko, MN 55733
| Property Type | Single Family Home |
|---|---|
| Lot Size | 10 acres (435,600 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,602 (2026) |
| Deeds & Mortgages | Mar 2020 Refinance Mar 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 78-020-3300 |
| Primary APN | 78-020-3300 |
|---|---|
| Alternative APN |
|
| Lot Area | 435,600 sqft (10 acres) |
|---|
| Account Number | 26000 |
|---|---|
| Street Address | 77 W HARNEY RD |
| City | ESKO |
| State | MN |
| Zip | 55733-9528 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SW1/4 OF SW1/4 EX W 990 FT THEREOF TOWN OF THOMSON TOWNSHIP |
| Legal Range | 16 |
| Legal Township | 49 |
| Legal Section | 16 |
| Legal Subdivision | TOWN OF THOMSON TOWNSHIP |
| Jurisdiction | CARLTON MN |
| Township / Civil Division | THOMSON |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 70300 |
77 W Harney Rd is owned and occupied by an individual.
Source: Carlton County records, as of April 24, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 77 W HARNEY RD, ESKO, MN 55733-9528 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 11, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance US BANK NA |
| Mar 17, 2017 | Transfer on Death Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARLTON MN |
| Property Address | 77 W HARNEY RD, ESKO, MN 55733-9528 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | A000490853 |
|---|---|
| Date | Mar 11, 2020 |
| Instrument | A000490853 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Apr 1, 2030 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | CARLTON MN |
| Recording Date | Mar 17, 2017 |
| Property Address | 77 W HARNEY RD, ESKO, MN 55733-9528 |
| Document Number | A000473296 |
| Instrument Date | Dec 27, 2016 |
| Instrument | A000473296 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
The 2026 property tax bill for 77 W Harney Rd was $5,602 with a homeowner's exemption.
Source: Carlton County assessment roll, as of April 24, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Carlton County |
| County Subdivision | Thomson Township |
| Unified School District | Esko Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,602.00 Homeowner's exemption | ||
| 2025 | $480,500 (+3.49%) Land $131,000 Building $349,500 | $480,500 (+3.49%) Land $131,000 Building $349,500 | |
| 2024 | $5,116.00 Homeowner's exemption | $464,300 (+9.43%) Land $131,000 Building $333,300 | $464,300 (+9.43%) Land $131,000 Building $333,300 |
| 2023 | $5,116.00 Homeowner's exemption | $424,300 (-) Land $123,000 Building $301,300 | $424,300 (-) Land $123,000 Building $301,300 |
| 2022 | $424,300 Land $123,000 Building $301,300 | $424,300 Land $123,000 Building $301,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 77 W Harney Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective March 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 6 (1985–2012) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Jun 2012 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 77 W Harney Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Fiber | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Airfiber Fixed Wireless | 100 / 20 |
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