77 W Bare Hill Rd, Harvard, MA 01451 Property Records

Worcester County and Harvard Town property record for 77 W Bare Hill Rd, Harvard, MA 01451

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,611 sqft · built 1960
Lot Size	7.23 acres (314,939 sqft)
Owner	2 Individual Names on Record
Last Sale	$685,000 (Jul 2014)
Tax Bill	$16,433 (2025)
Deeds & Mortgages	Sep 2021 Refinance Sep 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`HARV M:30 B:11`

Property Details

APN / Parcel Number

Primary APN	`HARV M:30 B:11`
Alternative APNs	`M:030.0 P:0011-0000.0` `1250300001100000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,611 sqft Living Area
Gross Area	5,236 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	314,939 sqft (7.23 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	1250300001100000
Street Address	77 W BARE HILL RD
City	HARVARD
State	MA
Zip	01451-1625
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	11
Jurisdiction	HARVARD MA
Township / Civil Division	HARVARD
Census Block Group	4
Census Block	4009
Census Tract	761401

Owner

Source: Worcester County and Harvard Town records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	77 W BARE HILL RD, HARVARD, MA 01451-1625
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BANGOR SAVINGS BANK
Sep 2, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BANGOR SAVINGS BANK
Mar 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANGOR SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2014 · Amount on Record
Deed Sale	Jul 31, 2014 · Amount on Record
Deed Book / Page	84 / 102
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARVARD MA
Property Address	77 W BARE HILL RD, HARVARD, MA 01451-1625
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000118704
Date	Sep 2, 2021
Instrument	118704

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARVARD MA
Property Address	77 W BARE HILL RD, HARVARD, MA 01451-1625
Transaction Type	Mortgage
Record Updated	Sep 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	118704
Date	Sep 2, 2021
Instrument	118704

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARVARD MA
Property Address	77 W BARE HILL RD, HARVARD, MA 01451-1625
Document Number	0000115702
Instrument Date	Mar 23, 2020
Transaction Type	Mortgage
Record Updated	Jun 25, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	77 W BARE HILL RD HARVARD MA 014511625, HARVARD, MA 01451-1625

Mortgage

Document Number	0000115702
Date	Apr 3, 2020
Instrument	115702

Lender

Name	BANGOR SVGS BK
Type	Federal Savings Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 2, 2050

Tax Assessment & Valuation

Source: Worcester County and Harvard Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Harvard Town
Unified School District	Harvard School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,433.00 (+6.72%)	$1,050,000 (+1.61%) Land $408,800 Building $641,200
2024	$15,398.00 (+0.83%)	$1,033,400 (+12.4%) Land $395,400 Building $638,000	$1,421,390
2023	$15,271.00	$919,400 Land $360,000 Building $559,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 98.2% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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