77 W 550 N, Centerville, UT 84014 Property Records

Davis County property record for 77 W 550 N, Centerville, UT 84014

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,378 sqft · built 1976
Lot Size	0.255 acres (11,108 sqft)
Owner	2 Individual Names on File
Last Sale	$532,545 (May 2025)
Tax Bill	$2,989 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Jan 2019 Reverse Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`02-039-0028`

Property Details

APN / Parcel Number

Primary APN	`02-039-0028`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,378 sqft Living Area
Basement Area	675 sqft
Unfinished Basement	675 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,108 sqft (0.255 acres)
View / Lot	Cul-de-sac
Garage Area	638 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	77 W 550 N
City	CENTERVILLE
State	UT
Zip	84014-1826
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-L
Legal Description	ALL OF LOT 28, MEADOW SPRING SUB PLAT B. CONT. 0.255 ACRES
Legal Subdivision	MEADOW SPRING SUB
Legal Lot Number	28
Jurisdiction	DAVIS UT
Township / Civil Division	SOUTH DAVIS
Census Block Group	1
Census Block	1018
Census Tract	126306

Owner

77 W 550 N is owned and occupied by two individuals who bought it in May 2025.

Source: Davis County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	77 W 550 N, CENTERVILLE, UT 84014-1826
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2021	Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP
Jan 30, 2019	Deed of Trust, Mortgage · Reverse Mortgage SYNERGY ONE LENDING
Feb 1, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 19, 2019	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER
Jan 9, 2019	Quit Claim Deed, Transfer PLACER TITLE INSURANCE AGENCY/UT, PLACER TITLE INS AGCY/UT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 12, 2025 · Amount on File
Deed Sale	May 12, 2025 · Amount on File
Prior Sale	Nov 19, 2021 · Amount on File
Deed Document Number	20253616824
Deed Book / Page	8747 / 618
Prior Transfer Date	Feb 1, 2019
Prior Transfer Doc	0003141348
Record Updated	Oct 29, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIS UT
Recording Date	Nov 19, 2021
Property Address	77 W 550 N, CENTERVILLE, UT 84014-1826
Document Number	7890/1318
Book / Page	7890 / 1318
Instrument Date	Nov 17, 2021
Instrument	3436735
Transaction Type	Transfer
Record Updated	Dec 6, 2021
Title Company	NOT AVAILABLE, US TITLE COMPANY OF U

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	77 W 550 N, CENTERVILLE, UT 84014-1826

Mortgage

Document Number	3436795
Date	Nov 19, 2021
Instrument	3436795

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	77 W 550 N, CENTERVILLE, UT 84014-1826
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	PLACER TITLE AGENCY OF U

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003140947
Date	Jan 30, 2019
Book Page	7189/0787
Instrument	3140947

Lender

Name	SYNERGY ONE LENDING
Type	Lending Institution
Address	SAN DIEGO, CA 92108

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	731 Months
Due	Dec 18, 2079

Interest

Rate Type	Adjustable Rate
Rate	4.51%
Type Change Date	Feb 1, 2020
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	5%
Index	1-Year LIBOR
Max Rate	5%

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DAVIS UT
Recording Date	Feb 1, 2019
Property Address	77 W 550 N, CENTERVILLE, UT 84014-1826
Document Number	0003141348
Book / Page	007191 / 000310
Instrument Date	Feb 1, 2019
Instrument	3141348
Transaction Type	Transfer
Record Updated	Feb 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	77 W 850TH N CENTERVILLE UT 84014, CENTERVILLE, UT 84014

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	77 W 550 N, CENTERVILLE, UT 84014-1826
Document Number	0003140948
Instrument Date	Jan 19, 2019
Transaction Type	Mortgage
Record Updated	Sep 30, 2019
Title Company	PALACE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	77 W 550 N CENTERVILLE UT 840141826, CENTERVILLE, UT 84014-1826

Mortgage

Document Number	0003140948
Date	Jan 30, 2019
Book Page	007189/000803
Instrument	3140948

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	720 Months
Due	Jan 29, 2079

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DAVIS UT
Recording Date	Jan 9, 2019
Property Address	77 W 550 N, CENTERVILLE, UT 84014-1826
Document Number	0003137739
Book / Page	007175 / 000931
Instrument Date	Jan 8, 2019
Instrument	3137739
Transaction Type	Transfer
Record Updated	Feb 4, 2019
Title Company	PLACER TITLE INSURANCE AGENCY/UT, PLACER TITLE INS AGCY/UT

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	77 W 550 N CENTERVILLE UT 840141826, CENTERVILLE, UT 84014-1826

Tax Assessment & Valuation

The 2025 property tax bill for 77 W 550 N was $2,989, up 4.3% from the year before.

Source: Davis County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Davis County
Municipality	Centerville City
Unified School District	Davis School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$299,750 (+4.81%) Land $192,068 Building $107,682	$545,000 (+4.81%) Land $349,214 Building $195,786
2025	$2,989.00 (+4.29%)	$286,000 Land $178,468 Building $107,532	$520,000 Land $324,488 Building $195,512
2024	$2,866.00 (+5.41%)
2023	$2,719.00 (-5.03%)	$478,000 Land $263,681 Building $214,319	$478,000 Land $263,681 Building $214,319
2022	$2,863.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 77 W 550 N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 77 W 550 N is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 78% of Utah
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTERVILLE CITY WATER SYSTEM serves 17,155 people · EPA ID UTAH06001
Water Source	Purchased surface water from WEBER BASIN WCD - SOUTH
Last State Inspection	Sep 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 449 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
CenturyLink Fiber · DSL	8,000 / 8,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000

May also be available: Echo Broadband, Utah Broadband, Verizon.

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