77 Viola St, Lowell, MA 01851 Property Records

Middlesex County and Lowell City property record for 77 Viola St, Lowell, MA 01851

Property Summary

Property TypeDuplex
Details4 bd · 2 ba · 3,206 sqft · built 1920
Lot Size0.11 acres (4,792 sqft)
Owner2 Individual Names on Record
Last Sale$128,000 (May 1993)
Tax Bill$7,337 (2025)
Deeds & MortgagesJun 2020 Refinance
Flood ZoneZone X (minimal risk)
APNH06780

Property Details

APN / Parcel Number

Primary APNH06780
Alternative APNs
  • LOWE M:126 B:5950 L:77
  • M:000126 T:H06780

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Units2 Units
Stories2 Stories
Building Area3,206 sqft Living Area
Gross Area5,188 sqft
1st Floor Area1,233 sqft
Basement Area1,233 sqft
Unfinished Basement1,233 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleDuplex Single
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area4,792 sqft (0.11 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account NumberH06780
Street Address77 VIOLA ST
CityLOWELL
StateMA
Zip01851-4922
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeTTF
Legal Block5950
Legal Lot Number77
JurisdictionLOWELL MA
Township / Civil DivisionLOWELL
Census Block Group2
Census Block2005
Census Tract311600

Owner

Source: Middlesex County and Lowell City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address79 VIOLA ST, LOWELL, MA 01851-4922
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 3, 1993 · Amount on Record
Deed SaleMay 3, 1993 · Amount on Record
Record UpdatedJun 8, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWELL MA
Property Address77 VIOLA ST, LOWELL, MA 01851-4922
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number34212-133
DateJun 8, 2020
Book Page34212/133
Instrument24633
Lender
NameJEANNE D ARC CU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueJul 1, 2050

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityLowell City
Unified School DistrictLowell School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$7,337.00 (+7.36%)$639,100 (+11.38%) Land $179,800 Building $459,300
2024$6,834.00 (+7.74%)$573,800 (+12.36%) Land $168,100 Building $405,700
2023$6,343.00$510,700 Land $146,200 Building $364,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOWELL REGIONAL WATER UTILITY
serves 120,418 people · EPA ID MA3160000
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2017
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 659 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20

Nearby Properties on Viola St

Nearby Streets

Search Property Records by Address or Parcel Number