77 Valley View Dr, Westfield, MA 01085 Property Records

Hampden County and Westfield City property record for 77 Valley View Dr, Westfield, MA 01085

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,523 sqft · built 1955
Lot Size	0.505 acres (22,000 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,966 (2026)
Deeds & Mortgages	Jul 2017 Mortgage Mar 2018 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`WFLD M:91 L:6`

Property Details

APN / Parcel Number

Primary APN	`WFLD M:91 L:6`
Alternative APN	`M:329091 B:00006 L:00000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,523 sqft Living Area
Gross Area	4,173 sqft
Basement Area	1,119 sqft
Unfinished Basement	1,119 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	22,000 sqft (0.505 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	77 VALLEY VIEW DR
City	WESTFIELD
State	MA
Zip	01085-4127
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Lot Number	6
Jurisdiction	WESTFIELD MA
Township / Civil Division	WESTFIELD
Census Block Group	1
Census Block	1020
Census Tract	812901

Owner

77 Valley View Dr is owned and occupied by two individuals who acquired it in February 2017.

Source: Hampden County and Westfield City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	77 VALLEY VIEW DR, WESTFIELD, MA 01085-4127
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2017	Deed of Trust, Mortgage · VA Mortgage LENOX FINANCIAL MORTGAGE
Mar 5, 2018	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jul 5, 2019	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Mar 11, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Dec 8, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORP
Feb 24, 2017	Quit Claim Deed, Transfer
Feb 24, 2017	Quit Claim Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 24, 2017
Deed Sale	Feb 24, 2017
Prior Sale	Feb 24, 2017 · Amount on File
Deed Document Number	201710023
Deed Book / Page	21579 / 463
Transfer Doc	21579-458
Record Updated	Oct 29, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTFIELD MA
Property Address	77 VALLEY VIEW DR, WESTFIELD, MA 01085-4127
Transaction Type	Mortgage
Record Updated	Mar 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	21766-208
Date	Jul 14, 2017
Book Page	21766/208
Instrument	39793

Lender

Name	LENOX FINANCIAL MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2047

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTFIELD MA
Property Address	77 VALLEY VIEW DR, WESTFIELD, MA 01085-4127
Transaction Type	Mortgage
Record Updated	Mar 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	22083-393
Date	Mar 5, 2018
Book Page	22083/393
Instrument	11655

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	348 Months
Due	Mar 1, 2047

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTFIELD MA
Property Address	77 VALLEY VIEW DR, WESTFIELD, MA 01085-4127
Transaction Type	Mortgage
Record Updated	Mar 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	22743-100
Date	Jul 5, 2019
Book Page	22743/100
Instrument	36722

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	337 Months
Due	Aug 1, 2047

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTFIELD MA
Property Address	77 VALLEY VIEW DR, WESTFIELD, MA 01085-4127
Transaction Type	Mortgage
Record Updated	Mar 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	23122-37
Date	Mar 11, 2020
Book Page	23122/37
Instrument	13277

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	325 Months
Due	Apr 1, 2047

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTFIELD MA
Property Address	77 VALLEY VIEW DR, WESTFIELD, MA 01085-4127
Transaction Type	Mortgage
Record Updated	Mar 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	23578-53
Date	Dec 8, 2020
Book Page	23578/53
Instrument	72892

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	325 Months
Due	Jan 1, 2048

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTFIELD MA
Recording Date	Feb 24, 2017
Property Address	77 VALLEY VIEW DR, WESTFIELD, MA 01085-4127
Document Number	21579-463
Book / Page	021579 / 000463
Instrument Date	Feb 24, 2017
Instrument	10023
Transaction Type	Transfer
Record Updated	Mar 15, 2017

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	19 NATANIS PATH LONGMEADOW MA 011061919, LONGMEADOW, MA 01106-1919

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTFIELD MA
Recording Date	Feb 24, 2017
Property Address	77 VALLEY VIEW DR, WESTFIELD, MA 01085-4127
Document Number	21579-458
Book / Page	021579 / 000458
Instrument Date	Feb 6, 2017
Instrument	10021
Transaction Type	Transfer
Record Updated	Mar 15, 2017

Transaction

Amount	Amount on Record
Tax	$589.36
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1391 MAIN ST #201 SPRINGFIELD MA 011031642, 201, SPRINGFIELD, MA 01103-1642

Tax Assessment & Valuation

The 2026 property tax bill for 77 Valley View Dr was $5,966, up 11.2% from the year before.

Source: Hampden County and Westfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Westfield City
Unified School District	Westfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,966.00 (+11.18%)	$399,600 (+13.04%) Land $121,900 Building $277,700	$409,905 (+5.44%)
2025	$5,366.00	$353,500 Land $118,400 Building $235,100	$388,740 (+14.27%)
2024			$340,195
2023	$5,148.00	$303,200 Land $102,300 Building $200,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 77 Valley View Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	28 units insured incl. 28 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 77 Valley View Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTFIELD DPWWATER DIVISION serves 41,094 people · EPA ID MA1329000
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Whip City Fiber Fiber	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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