77 Valley Rd, Dracut, MA 01826 Property Records

Middlesex County and Dracut Town property record for 77 Valley Rd, Dracut, MA 01826

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,392 sqft · built 1956
Lot Size	0.23 acres (10,000 sqft)
Owner	Individual Name on File
Last Sale	$610,000 (Sep 2026)
Tax Bill	$4,946 (2026)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Aug 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`DRAC M:24 L:116`

Property Details

APN / Parcel Number

Primary APN	`DRAC M:24 L:116`
Alternative APNs	`M:0024 B:0000 L:0116` `292821`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,392 sqft Living Area
Gross Area	2,680 sqft
1st Floor Area	1,392 sqft
Basement Area	1,112 sqft
Unfinished Basement	1,112 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,000 sqft (0.23 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	292821
Street Address	77 VALLEY RD
City	DRACUT
State	MA
Zip	01826-2031
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Lot Number	116
Jurisdiction	DRACUT MA
Township / Civil Division	DRACUT
Census Block Group	1
Census Block	1020
Census Tract	314101

Owner

77 Valley Rd is owned and occupied by an individual who bought it in September 2026.

Source: Middlesex County and Dracut Town records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	77 VALLEY RD, DRACUT, MA 01826-2031
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2026	Quit Claim Deed, Transfer · Conventional Mortgage LOGAN FINANCE CORPORATION
Aug 28, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance JEANNE D ARC CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2026 · Amount on File
Deed Sale	Sep 30, 2026 · Amount on File
Prior Sale	Oct 17, 2008 · Amount on File
Deed Document Number	202632469
Deed Book / Page	40384 / 289
Prior Transfer Date	Sep 21, 2026
Prior Transfer Doc	0000032469
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DRACUT MA
Recording Date	Sep 30, 2026
Property Address	77 VALLEY RD, DRACUT, MA 01826-2031
Document Number	0000032469
Book / Page	40384 / 289
Instrument Date	Sep 21, 2026
Instrument	202632469
Transaction Type	Transfer
Record Updated	Oct 21, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	77 VALLEY RD, DRACUT, MA 01826-2031

Mortgage

Date	Sep 30, 2026

Lender

Name	LOGAN FINANCE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Max Rate	-1%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DRACUT MA
Property Address	77 VALLEY RD, DRACUT, MA 01826-2031
Transaction Type	Mortgage
Record Updated	Mar 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	34548-141
Date	Aug 28, 2020
Book Page	34548/141
Instrument	40770

Lender

Name	JEANNE D ARC CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 77 Valley Rd was $4,946, up 3.3% from the year before.

Source: Middlesex County and Dracut Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Dracut Town
Unified School District	Dracut School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,946.00 (+3.28%)	$511,500 (+8.09%) Land $209,500 Building $302,000	$544,920 (-)
2025	$4,789.00 (-2.54%)	$473,200 (+0.64%) Land $192,200 Building $281,000	$544,920 (-)
2024	$4,914.00 (+4.31%)	$470,200 (+15.59%) Land $183,000 Building $287,200	$544,920
2023	$4,711.00	$406,800 Land $159,100 Building $247,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 77 Valley Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2014)
Most Recent Claim	Mar 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 77 Valley Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DRACUT WATER SUPPLY DISTRICT serves 25,808 people · EPA ID MA3079000
Water Source	Purchased surface water from LOWELL REGIONAL WATER UTILITY
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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