Putnam County and Philipstown Town property record for 77 Upper Station Rd, Garrison, NY 10524
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,871 sqft · built 1920 |
| Lot Size | 3.12 acres (135,907 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,150,000 (Jun 2006) |
| Tax Bill | $14,838 (2024) |
| Deeds & Mortgages | May 2021 Mortgage May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 372689 60.18-1-2 |
| Primary APN | 372689 60.18-1-2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,871 sqft Living Area |
| 1st Floor Area | 1,668 sqft |
| 2nd Floor Area | 1,203 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Old Style |
| Exterior Material | Wood |
| Lot Area | 135,907 sqft (3.12 acres) |
| Lot Width | 283 ft Width |
| View / Lot | Waterfront |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Sewer | Connected |
| Street Address | 77 UPPER STATION RD |
|---|---|
| City | GARRISON |
| State | NY |
| Zip | 10524-3614 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R40 |
| Legal Description | LAND & RESIDENCE |
| Legal Block | 1 |
| Legal Lot Number | 2.000 |
| Jurisdiction | PUTNAM NY |
| Township / Civil Division | PHILIPSTOWN |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 10800 |
Source: Putnam County and Philipstown Town records, as of August 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 77 UPPER STATION RD, GARRISON, NY 10524-3614 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA |
| May 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 13, 2006 · Amount on Record |
| Deed Sale | Jun 13, 2006 · Amount on Record |
| Deed Book / Page | 1745 / 240 |
| Last Transfer Date | Aug 6, 2016 |
| Transfer Doc | 0020310081 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM NY |
| Property Address | 77 UPPER STATION RD, GARRISON, NY 10524-3614 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2021 |
| Title Company | BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC |
| Name | Verified Name |
|---|---|
| Address | 77 UPPER STATION RD, GARRISON, NY 10524-3614 |
| Document Number | 0073600164 |
|---|---|
| Date | May 20, 2021 |
| Book Page | 7360/164 |
| Instrument | 6098-2021 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Address | O FALLON, MO 63368 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM NY |
| Property Address | 77 UPPER STATION RD, GARRISON, NY 10524-3614 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2021 |
| Title Company | BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC |
| Name | Verified Name |
|---|---|
| Address | 77 UPPER STATION RD, GARRISON, NY 10524-3614 |
| Document Number | 0073600183 |
|---|---|
| Date | May 20, 2021 |
| Book Page | 7360/183 |
| Instrument | 6099-2021 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Address | O FALLON, MO 63368 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 1, 2036 |
Source: Putnam County and Philipstown Town assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Putnam County |
| County Subdivision | Philipstown Town |
| Unified School District | Garrison Union Free School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $351,800 (-) Land $109,200 Building $242,600 | $1,147,049 (+10.07%) | |
| 2024 | $14,838.00 | $351,800 (-) Land $109,200 Building $242,600 | $1,042,062 (+4.32%) |
| 2023 | $351,800 Land $109,200 Building $242,600 | $998,864 Land $310,051 Building $688,813 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 11 (2011–2023) |
| Claims Outside the SFHA | 10 of 11 |
| Most Recent Claim | Jul 2023 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
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