Passaic County and Ringwood Borough property record for 77 Upper Lakeview Ave, Ringwood, NJ 07456
| Property Type | Single Family Home |
|---|---|
| Details | 1,617 sqft · built 1954 |
| Lot Size | 0.153 acres (6,656 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $13,288 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Sep 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-00838-0000-00038 |
| Primary APN | 11-00838-0000-00038 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,617 sqft Living Area |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Construction Type | Frame |
| Lot Area | 6,656 sqft (0.153 acres) |
| Lot Dimensions | 128 ft deep x 52 ft wide |
| Street Address | 77 UPPER LAKEVIEW AVE |
|---|---|
| City | RINGWOOD |
| State | NJ |
| Zip | 07456-2810 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 838 |
| Legal Lot Number | 38 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | RINGWOOD |
| Census Block Group | 3 |
| Census Block | 3029 |
| Census Tract | 216701 |
77 Upper Lakeview Ave is owned and occupied by two individuals.
Source: Passaic County and Ringwood Borough records, as of July 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 77 UPPER LAKEVIEW AVE, RINGWOOD, NJ 07456-2810 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 3, 2026 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Sep 17, 2018 | Deed of Trust, Mortgage · ARM WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 77 UPPER LAKEVIEW AVE, RINGWOOD, NJ 07456-2810 |
| Transaction Type | Mortgage |
| Record Updated | Apr 20, 2026 |
| Title Company | FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 77 UPPER LAKEVIEW AVE, RINGWOOD, NJ 07456-2810 |
| Document Number | 0000008103 |
|---|---|
| Date | Mar 3, 2026 |
| Book Page | M19829/217 |
| Instrument | 2026008103 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 77 UPPER LAKEVIEW AVE, RINGWOOD, NJ 07456-2810 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | KINGSBRIDGE TTITLE AGENCY LL |
| Name | Verified Name |
|---|
| Document Number | 0000042263 |
|---|---|
| Date | Sep 17, 2018 |
| Book Page | M15200/0001 |
| Instrument | 2018042263 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Type Change Date | Oct 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 9.37% |
| Index | 1-Year LIBOR |
| Max Rate | 9.37% |
The 2025 property tax bill for 77 Upper Lakeview Ave was $13,288, up 2.3% from the year before.
Source: Passaic County and Ringwood Borough assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| Municipality | Ringwood Borough |
| Secondary School District | Lakeland Regional School District (09 - 12) |
| Elementary School District | Ringwood Borough School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $312,000 (-) Land $199,000 Building $113,000 | $312,000 (-) Land $199,000 Building $113,000 | |
| 2025 | $13,288.00 (+2.3%) | $312,000 Land $199,000 Building $113,000 | $312,000 Land $199,000 Building $113,000 |
| 2024 | $12,989.00 | ||
| 2023 | $312,000 Land $199,000 Building $113,000 | $312,000 Land $199,000 Building $113,000 | |
| 2022 | $12,370.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 77 Upper Lakeview Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 77 Upper Lakeview Ave is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RINGWOOD WATER DEPARTMENT serves 9,327 people · EPA ID NJ1611002 |
|---|---|
| Water Source | Purchased surface water from PASSAIC VALLEY WATER COMMISSION |
| Last State Inspection | Jun 2022 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Treatment failure resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2020 |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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