Flagler County property record for 77 Universal Trl, Palm Coast, FL 32164 · Last verified January 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,986 sqft · built 2003 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on File |
| Last Sale | $148,500 (Oct 2008) |
| Tax Bill | $1,848 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-11-31-7057-00370-0090 |
| Primary APN | 07-11-31-7057-00370-0090 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,986 sqft Heated Area |
| Gross Area | 2,600 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,019 sqft (0.23 acres) |
| Driveway | Driveway |
| Driveway Area | 448 sqft |
| Pool Type | Enclosed Pool |
| Pool Area | 304 sqft |
| Deck Area | 655 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 77 UNIVERSAL TRL |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32164-5712 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALM COAST SEC 57 BLK 37 LOT 9 OR 208 PG 996 OR 922 PG 1180 OR 1018/511 OR 1661/376-CT OR 1689/305 |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | PALM COAST |
| Legal Block | 37 |
| Legal Lot Number | 9 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | BUNNELL |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 60208 |
Source: Flagler County records · APN 07-11-31-7057-00370-0090
Assessment roll updated July 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 77 UNIVERSAL TRL, PALM COAST, FL 32164-5712 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 31, 2008 · Amount on Record |
| Deed Sale | Oct 31, 2008 · Amount on Record |
| Prior Sale | Dec 09, 2003 · Amount on Record |
| Deed Document Number | 2008034256 |
| Deed Book / Page | 1689 / 0305 |
| Record Updated | Jun 08, 2026 |
Source: Flagler County records · Assessment roll updated July 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,848.00 (+6.94%) Homeowner's exemption Additional exemption filed | $180,147 (+5.99%) | $294,969 (-1.36%) Land $52,000 Building $242,969 |
| 2023 | $1,728.00 (+2.92%) Homeowner's exemption Additional exemption filed | $169,971 (+3%) | $299,021 (+4.02%) Land $44,500 Building $254,521 |
| 2022 | $1,679.00 Homeowner's exemption Additional exemption filed | $165,020 | $287,454 Land $45,500 Building $241,954 |
Source: FEMA National Flood Hazard Layer, Flagler County (12035C), updated March 5, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120350602081, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 35 individual NFIP policies nearby |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 35 in force |
| Nearby Flood Claims | 6 (2009–2023) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Oct 2023, rainfall accumulation |
| Claims By Storm |
|
| Wildfire Risk | Moderate above 57% of the US · above 29% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 617 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 197 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Metronet Holdings | Fiber | 5,120 / 5,120 |
| Spectrum | Cable | 1,000 / 1,000 |
| AT&T | DSL | 100 / 20 |
May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE (outdoors only)
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