Kent County property record for 77 Tracer Dr, Clayton, DE 19938 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,961 sqft · built 2007 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on File |
| Last Sale | $415,000 (Sep 2025) |
| Tax Bill | $1,554 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Aug 2022 Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-04-018.04-02-68.00-000 |
| Primary APN | 3-04-018.04-02-68.00-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,961 sqft Living Area |
| Basement Area | 913 sqft |
| Unfinished Basement | 913 sqft |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 135 ft deep x 75 ft wide |
| View / Lot | Major Street/Thoroughfare |
| Garage Type | Finished |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Account Number | 82291 |
|---|---|
| Street Address | 77 TRACER DR |
| City | CLAYTON |
| State | DE |
| Zip | 19938-3809 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HUNTINGTON MILLS, LOT #166 77 TRACER DRIVE |
| Legal Subdivision | HUNTINGTON MILLS |
| Legal Lot Number | 166 |
| Jurisdiction | KENT DE |
| Township / Civil Division | SMYRNA |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 40204 |
Source: Kent County records · APN 3-04-018.04-02-68.00-000
Assessment roll updated September 8, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 77 TRACER DR, CLAYTON, DE 19938-3809 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Jun 15, 2026 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Aug 17, 2022 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Sep 25, 2025 | Deed, Transfer · FHA Mortgage THE FEDERAL SAVINGS BANK |
| Jun 20, 2023 | Deed, Transfer · Conventional Mortgage NAVY FCU |
| Jul 11, 2022 | Intrafamily Transfer, Transfer |
| May 12, 2020 | Loan Modification, Mortgage · FHA Mortgage PINGORA LOAN SVCNG |
| May 12, 2020 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Feb 28, 2018 | Loan Modification, Mortgage · FHA Mortgage PINGORA LOAN SVCNG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 25, 2025 · Amount on Record |
| Deed Sale | Sep 25, 2025 · Amount on Record |
| Prior Sale | Jun 20, 2023 · Amount on Record |
| Deed Document Number | 2025521741 |
| Deed Book / Page | 13790 / 70 |
| Prior Transfer Date | Apr 08, 2022 |
| Prior Transfer Doc | 0000454773 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT DE |
| Recording Date | Jun 15, 2026 |
| Property Address | 77 TRACER DR, CLAYTON, DE 19938-3809 |
| Document Number | 0000538036 |
| Book / Page | 14251 / 295 |
| Instrument Date | Jun 08, 2026 |
| Instrument | 2026538036 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner, 167 |
| Address | 77 TRACER DR, CLAYTON, DE 19938-3809 |
| Document Number | 0000538036, |
|---|---|
| Date | Jun 15, 2026 |
| Book Page | 14251/295 |
| Instrument | 2026538036 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT DE |
| Property Address | 77 TRACER DR, CLAYTON, DE 19938-3809 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2025 |
| Name | Verified Name |
|---|---|
| Address | 77 TRACER DR, CLAYTON, DE 19938-3809 |
| Document Number | 0000458392 |
|---|---|
| Date | Aug 17, 2022 |
| Book Page | 12109/103 |
| Instrument | 2022-458392 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 333 Months |
| Due | May 01, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KENT DE |
| Recording Date | Sep 25, 2025 |
| Property Address | 77 TRACER DR, CLAYTON, DE 19938-3809 |
| Document Number | 0000521741 |
| Book / Page | 13790 / 70 |
| Map Reference | MB 70 PG 4 |
| Instrument Date | Sep 24, 2025 |
| Instrument | 2025-521741 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $10,375.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 77 TRACER DR, CLAYTON, DE 19938-3809 |
| Document Number | 0000521742 |
|---|---|
| Date | Sep 25, 2025 |
| Instrument | 2025-521742 |
| Name | THE FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KENT DE |
| Recording Date | Jun 20, 2023 |
| Property Address | 77 TRACER DR, CLAYTON, DE 19938-3809 |
| Document Number | 0000476103 |
| Book / Page | 12539 / 8 |
| Map Reference | MB 70 PG 4 |
| Instrument Date | Jun 01, 2023 |
| Instrument | 2023-476103 |
| Transaction Type | Transfer |
| Record Updated | Jul 04, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $9,875.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 77 TRACER DR, CLAYTON, DE 19938-3809 |
| Document Number | 0000476104 |
|---|---|
| Date | Jun 20, 2023 |
| Instrument | 2023-476104 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KENT DE |
| Recording Date | Jul 11, 2022 |
| Property Address | 77 TRACER DR, CLAYTON, DE 19938-3809 |
| Document Number | 0000454773 |
| Book / Page | 12022 / 163 |
| Map Reference | VOL 70 PG 4-8 |
| Instrument Date | Apr 08, 2022 |
| Instrument | 2022-454773 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 77 TRACER DR, CLAYTON, DE 19938-3809 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | KENT DE |
| Property Address | 77 TRACER DR, CLAYTON, DE 19938-3809 |
| Document Number | 0000386563 |
| Instrument Date | May 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 77 TRACER DR CLAYTON DE 199383809, CLAYTON, DE 19938-3809 |
| Document Number | 0000386563 |
|---|---|
| Date | May 28, 2020 |
| Book Page | 010204/000249 |
| Instrument | 386563 |
| Name | PINGORA LOAN SVCNG |
|---|---|
| Type | Funding / Finance Company |
| Address | JACKSONVILLE, FL 32202 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 27, 2050 |
| Rate | 4% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT DE |
| Property Address | 77 TRACER DR, CLAYTON, DE 19938-3809 |
| Document Number | 0000386565 |
| Instrument Date | May 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 77 TRACER DR CLAYTON DE 199383809, CLAYTON, DE 19938-3809 |
| Document Number | 0000386565 |
|---|---|
| Date | May 28, 2020 |
| Book Page | 010204/000278 |
| Instrument | 386565 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 27, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | KENT DE |
| Property Address | 77 TRACER DR, CLAYTON, DE 19938-3809 |
| Document Number | 0000338588 |
| Instrument Date | Feb 28, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 77 TRACER DR CLAYTON DE 199383809, CLAYTON, DE 19938-3809 |
| Document Number | 0000338588 |
|---|---|
| Date | Apr 10, 2018 |
| Book Page | 009074/000312 |
| Instrument | 338588 |
| Name | PINGORA LOAN SVCNG |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 09, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.25% |
Source: Kent County records · Assessment roll updated September 8, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Delaware |
| County | Kent County |
| Municipality | Clayton Town |
| Unified School District | Smyrna School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $1,554.00 (+28.32%) | $370,700 (+712.94%) Land $65,300 Building $305,400 |
| 2023 | $1,211.00 (+3.5%) | $45,600 (-) Land $3,800 Building $41,800 |
| 2022 | $1,170.00 | $45,600 Land $3,800 Building $41,800 |
Source: FEMA National Flood Hazard Layer, Kent County (10001C), updated May 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 100010402042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low above 20% of the US · above 47% of Delaware |
|---|---|
| Wildfire Likelihood | About 1 in 7,143 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 261 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fiber | 980 / 880 |
| AT&T | Fixed Wireless | 100 / 20 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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