77 Thomas Rd, Montgomery (Huntington), MA 01050 Property Records

Hampden County and Montgomery Town property record for 77 Thomas Rd, Montgomery, MA 01050

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,966 sqft · built 1988
Lot Size	2.51 acres (109,336 sqft)
Owner	Individual Name on File
Last Sale	$210,000 (Jun 2014)
Tax Bill	$3,947 (2025)
Deeds & Mortgages	Oct 2022 Refinance Nov 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M:1 B:149-4 L:107`

Property Details

APN / Parcel Number

Primary APN	`M:1 B:149-4 L:107`
Alternative APN	`MONT M:1 B:9 L:107`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,966 sqft Living Area
Gross Area	3,223 sqft
Basement Area	1,404 sqft
Unfinished Basement	842 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	109,336 sqft (2.51 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	77 THOMAS RD
City	HUNTINGTON
State	MA
Zip	01050-9750
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	9
Legal Lot Number	107
Jurisdiction	MONTGOMERY MA
Township / Civil Division	MONTGOMERY
Census Block Group	1
Census Block	1022
Census Tract	813002

Owner

77 Thomas Rd is owned and occupied by an individual who acquired it in November 2025.

Source: Hampden County and Montgomery Town records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	77 THOMAS RD, HUNTINGTON, MA 01050-9750
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Formerly Known As (FKA)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance HARBORONE MORTGAGE
Nov 17, 2025	Warranty Deed, Transfer · Conventional Mortgage HARBORONE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 24, 2014 · Amount on File
Deed Sale	Jun 24, 2014 · Amount on File
Deed Book / Page	20324 / 98
Last Transfer Date	Nov 10, 2025
Transfer Doc	026113-532
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MA
Property Address	77 THOMAS RD, MONTGOMERY, MA 01050-9750
Transaction Type	Mortgage
Record Updated	Dec 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	024757-476
Date	Oct 7, 2022
Book Page	24757/476
Instrument	60222

Lender

Name	HARBORONE MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY MA
Recording Date	Nov 17, 2025
Property Address	77 THOMAS RD, MONTGOMERY, MA 01050-9750
Document Number	026113-532
Book / Page	26113 / 532
Instrument Date	Nov 10, 2025
Instrument	55109
Transaction Type	Transfer
Record Updated	Dec 10, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	77 THOMAS RD, MONTGOMERY, MA 01050-9750

Mortgage

Document Number	0000055110
Date	Nov 17, 2025
Instrument	55110

Lender

Name	HARBORONE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 77 Thomas Rd was $3,947.

Source: Hampden County and Montgomery Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Montgomery Town
Unified School District	Gateway School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,947.00	$348,100 Land $78,500 Building $269,600	$390,165 (+3.58%)
2024			$376,675
2023	$3,745.00	$252,200 Land $71,600 Building $180,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 77 Thomas Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 77 Thomas Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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