Middlesex County and Concord Town property record for 77 Temple Rd, Concord, MA 01742
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 2,468 sqft · built 1965 |
| Lot Size | 1.15 acres (50,283 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,410,000 (Aug 2025) |
| Tax Bill | $20,521 (2026) |
| Deeds & Mortgages | Dec 2025 Line of Credit Apr 2025 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | M:00006E B:01985-00014 |
| Primary APN | M:00006E B:01985-00014 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 2,468 sqft Living Area |
| Gross Area | 7,508 sqft |
| Basement Area | 2,220 sqft |
| Unfinished Basement | 2,220 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Contemporary |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 50,283 sqft (1.15 acres) |
| Garage Type | Basement |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 579 |
|---|---|
| Street Address | 77 TEMPLE RD |
| City | CONCORD |
| State | MA |
| Zip | 01742-1514 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | Z |
| Legal Block | 1985 |
| Legal Lot Number | 14 |
| Jurisdiction | CONCORD MA |
| Township / Civil Division | CONCORD |
| Census Block Group | 4 |
| Census Block | 4010 |
| Census Tract | 361300 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within Davis, Isaac, Trail listed 1972 · 1 contributing resources · NRIS 72001347 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Middlesex County and Concord Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 77 TEMPLE RD, CONCORD, MA 01742-1514 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Dec 10, 2025 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Apr 11, 2025 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Aug 1, 2025 | Quit Claim Deed, Transfer · FHA Mortgage GUARANTEED RATE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 1, 2025 · Amount on Record |
| Deed Sale | Aug 1, 2025 · Amount on Record |
| Deed Document Number | 202591523 |
| Deed Book / Page | 84443 / 331 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONCORD MA |
| Property Address | 77 TEMPLE RD, CONCORD, MA 01742-1514 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 084986-159 |
|---|---|
| Date | Dec 10, 2025 |
| Book Page | 84986/159 |
| Instrument | 151255 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 289 Months |
| Due | Jan 1, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONCORD MA |
| Property Address | 77 TEMPLE RD, CONCORD, MA 01742-1514 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 083961-150 |
|---|---|
| Date | Apr 11, 2025 |
| Book Page | 83961/150 |
| Instrument | 38013 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | May 1, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CONCORD MA |
| Recording Date | Aug 1, 2025 |
| Property Address | 77 TEMPLE RD, CONCORD, MA 01742-1514 |
| Document Number | 084443-331 |
| Book / Page | 84443 / 331 |
| Instrument Date | Aug 1, 2025 |
| Instrument | 91523 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 77 TEMPLE RD, CONCORD, MA 01742-1514 |
| Document Number | 0000091524 |
|---|---|
| Date | Aug 1, 2025 |
| Instrument | 91524 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2055 |
Source: Middlesex County and Concord Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Concord Town |
| Elementary School District | Concord School District (PK - 08) |
| Secondary School District | Concord-Carlisle School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $20,521.00 (+16.54%) | $1,572,500 (+18.42%) Land $733,900 Building $838,600 | $1,490,849 (+46.06%) |
| 2025 | $17,608.00 (+3.21%) | $1,327,900 (+2.2%) Land $625,300 Building $702,600 | $1,020,680 |
| 2024 | $17,060.00 (+13.72%) | $1,299,300 (+12.24%) Land $625,300 Building $674,000 | |
| 2023 | $15,002.00 | $1,157,600 Land $501,600 Building $656,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (1987–2010) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CONCORD WATER DEPT serves 18,788 people · EPA ID MA3067000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 5 ppb (2024–2026) action level 15 ppb |
| Water Quality | Bromate resolved · Jul 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Concord Light Broadband Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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