77 Taylor Ln, Gray, ME 04039 Property Records

Cumberland County and Gray Town property record for 77 Taylor Ln, Gray, ME 04039

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,187 sqft · built 2004
Lot Size	1.03 acres (44,867 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,392 (2025)
Deeds & Mortgages	Nov 2025 Second Mortgage Feb 2022 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`GRAY M:069 B:041 L:040-017`

Property Details

APN / Parcel Number

Primary APN	`GRAY M:069 B:041 L:040-017`
Alternative APNs	`041040017000` `2544`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,187 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	44,867 sqft (1.03 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Baseboard

Location & Zoning

Account Number	2544
Street Address	77 TAYLOR LN
City	GRAY
State	ME
Zip	04039-7561
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Subdivision	QUAKER RDG SUB
Legal Block	41
Legal Lot Number	40-17
Jurisdiction	GRAY ME
Township / Civil Division	GRAY
Census Block Group	1
Census Block	1029
Census Tract	4702

Owner

77 Taylor Ln is owned and occupied by two individuals.

Source: Cumberland County and Gray Town records, as of July 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	77 TAYLOR LN, GRAY, ME 04039-7561
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Feb 23, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance TRADEMARK FEDERAL CREDIT UNION
Nov 12, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
May 9, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance TRADEMARK FEDERAL CREDIT UNION
Jan 21, 2017	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAY ME
Property Address	77 TAYLOR LN, GRAY, ME 04039-7561
Transaction Type	Mortgage
Record Updated	Dec 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0418650039
Date	Nov 13, 2025
Book Page	41865/39
Instrument	47194

Lender

Name	SPRING EQ LLC

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2045

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAY ME
Property Address	77 TAYLOR LN, GRAY, ME 04039-7561
Transaction Type	Mortgage
Record Updated	Mar 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0392000314
Date	Feb 23, 2022
Book Page	39200/314
Instrument	10415

Lender

Name	TRADEMARK FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	121 Months
Due	Mar 1, 2032

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAY ME
Property Address	77 TAYLOR LN, GRAY, ME 04039-7561
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0374220203
Date	Nov 12, 2020
Book Page	37422/203
Instrument	73327

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAY ME
Property Address	77 TAYLOR LN, GRAY, ME 04039-7561
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0356320086
Date	May 9, 2019
Book Page	35632/86
Instrument	18991

Lender

Name	TRADEMARK FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2034

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAY ME
Property Address	77 TAYLOR LN, GRAY, ME 04039-7561
Document Number	0337910261
Instrument Date	Jan 21, 2017
Transaction Type	Mortgage
Record Updated	Nov 16, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	77 TAYLOR LN GRAY ME 040397561, GRAY, ME 04039-7561

Mortgage

Document Number	0337910261
Date	Jan 30, 2017
Book Page	033791/000261
Instrument	4618

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 29, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 77 Taylor Ln was $5,392.

Source: Cumberland County and Gray Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Gray Town
Unified School District	School Administrative District 15 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,392.00	$557,000 Land $153,100 Building $403,900
2023	$5,618.00 (+8.81%)	$370,100 (-) Land $81,100 Building $289,000
2022	$5,163.00	$370,100 Land $81,100 Building $289,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 77 Taylor Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 77 Taylor Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Fidium Fiber, GoNetspeed.

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