Middlesex County and Reading Town property record for 77 Summer Ave, Reading, MA 01867
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 3,897 sqft · built 1930 |
| Lot Size | 0.457 acres (19,924 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $212,500 (Jul 1992) |
| Tax Bill | $13,359 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Nov 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | READ M:020.0-0000-0093.0 |
| Primary APN | READ M:020.0-0000-0093.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 3,897 sqft Living Area |
| Gross Area | 5,643 sqft |
| 1st Floor Area | 1,103 sqft |
| Basement Area | 1,949 sqft |
| Unfinished Basement | 974 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 19,924 sqft (0.457 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Account Number | 690000000470 |
|---|---|
| Street Address | 77 SUMMER AVE |
| City | READING |
| State | MA |
| Zip | 01867-2338 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S15 |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 334200 |
Source: Middlesex County and Reading Town records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 77 SUMMER AVE, READING, MA 01867-2338 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 19, 2026 | Deed of Trust, Mortgage · Conventional Mortgage MIDDLESEX FEDERAL SAVINGS AND LOAN ASSOCIATION |
| Nov 29, 2021 | Redemption Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 30, 1992 · Amount on Record |
| Deed Sale | Jul 30, 1992 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | May 19, 2026 |
| Property Address | 77 SUMMER AVE, READING, MA 01867-2338 |
| Document Number | 0085615-78 |
| Book / Page | 85615 / 78 |
| Instrument Date | May 14, 2026 |
| Instrument | 202657448 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 77 SUMMER AVE, READING, MA 01867-2338 |
| Document Number | 0000057448, |
|---|---|
| Date | May 19, 2026 |
| Book Page | 85615/78 |
| Instrument | 202657448 |
| Name | MIDDLESEX FEDERAL SAVINGS AND LOAN ASSOCIATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Redemption Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Nov 29, 2021 |
| Property Address | 77 SUMMER AVE, READING, MA 01867-2338 |
| Document Number | 079231-341 |
| Book / Page | 79231 / 341 |
| Instrument Date | Nov 15, 2021 |
| Instrument | 257459 |
| Transaction Type | Transfer |
| Record Updated | Sep 2, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,359.00 (+1.17%) | $1,172,900 (+4.1%) Land $519,400 Building $653,500 | $921,405 (+2.27%) |
| 2024 | $13,205.00 (+3.24%) | $1,126,700 (+10.9%) Land $498,900 Building $627,800 | $900,980 |
| 2023 | $12,791.00 | $1,016,000 Land $449,900 Building $566,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2001) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2001 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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