77 Spruce St, Edison, NJ 08837 Property Records

Middlesex County and Edison Township property record for 77 Spruce St, Edison, NJ 08837

Property Summary

Property Type	Single Family Home
Details	1,188 sqft · built 1976
Lot Size	0.172 acres (7,501 sqft)
Owner	2 Individual Names on File
Tax Bill	$10,521 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Dec 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-00806-0000-00023`

Property Details

APN / Parcel Number

Primary APN	`05-00806-0000-00023`
Alternative APNs	`050080600023` `00022908`

Interior

Building Area	1,188 sqft Living Area

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	100 ft deep x 75 ft wide

Location & Zoning

Account Number	00022908
Street Address	77 SPRUCE ST
City	EDISON
State	NJ
Zip	08837-3007
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Description	75X100
Legal Subdivision	MORRISPARK HOMES GATEWAY GARDE
Legal Block	806
Legal Lot Number	23
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	EDISON
Census Block Group	2
Census Block	2008
Census Tract	1805

Owner

77 Spruce St is owned and occupied by two individuals.

Source: Middlesex County and Edison Township records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	77 SPRUCE ST, EDISON, NJ 08837-3007
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 12, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 11, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Recording Date	Sep 22, 2026
Property Address	77 SPRUCE ST, EDISON, NJ 08837-3007
Document Number	0000061210
Book / Page	20134 / 1958
Instrument Date	Sep 14, 2026
Instrument	202661210
Transaction Type	Mortgage
Record Updated	Oct 9, 2026
Title Company	ROCKET TITLE, ROCKET CLOSE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	77 SPRUCE ST, EDISON, NJ 08837-3007

Mortgage

Document Number	0000061210,
Date	Sep 22, 2026
Book Page	20134/1958
Instrument	202661210

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	77 SPRUCE ST, EDISON, NJ 08837-3007
Transaction Type	Mortgage
Record Updated	Jan 6, 2026
Title Company	UNKNOWN, ROCKET CLOSE LLC RESIDENTIAL

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	77 SPRUCE ST, EDISON, NJ 08837-3007

Mortgage

Document Number	0000076603
Date	Dec 12, 2025
Book Page	19901/448
Instrument	2025076603

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	77 SPRUCE ST, EDISON, NJ 08837-3007
Transaction Type	Mortgage
Record Updated	May 9, 2023
Title Company	TITLE365 - OMAHA, TITLE365 OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021048
Date	Apr 11, 2023
Book Page	19187/812
Instrument	2023021048

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Mar 10, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 77 Spruce St was $10,521.

Source: Middlesex County and Edison Township assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
County Subdivision	Edison Township
Unified School District	Edison Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$176,800 (-) Land $80,000 Building $96,800	$176,800 (-) Land $80,000 Building $96,800
2025	$10,521.00 (-0.03%)	$176,800 Land $80,000 Building $96,800	$176,800 Land $80,000 Building $96,800
2024	$10,524.00
2023		$176,800 Land $80,000 Building $96,800	$176,800 Land $80,000 Building $96,800
2022	$10,471.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 77 Spruce St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	6 (1994–2021)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 77 Spruce St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLESEX WATER COMPANY private · serves 233,376 people · EPA ID NJ1225001
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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