77 Spruce Mountain Rd, Jay, ME 04239 Property Records

Franklin County and Jay Town property record for 77 Spruce Mountain Rd, Jay, ME 04239 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Square Footage	1,344 sqft Living Area
Lot Size	44,867 sqft (1.03 acres)
Occupancy	Owner Occupied
Last Sale	$225,000 (2022)
Tax Bill	$3,291.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`JAYY M:013 L:063A`
Alternative APN	`5678`

Interior

Building Area	1,344 sqft Living Area
Stories	1 Story

Exterior

Lot Area	44,867 sqft (1.03 acres)

Location & Zoning

Account Number	5678
Street Address	77 SPRUCE MOUNTAIN RD
City	JAY
State	ME
Zip	04239-4440
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	63A
Jurisdiction	JAY ME
Township / Civil Division	JAY
Census Block Group	3
Census Block	3000
Census Tract	971400

Owner

Source: Franklin County and Jay Town records · APN JAYY M:013 L:063A

Assessment roll updated July 30, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	77 SPRUCE MOUNTAIN RD, JAY, ME 04239-4440
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 08, 2022	Warranty Deed, Transfer · FHA Mortgage LEADERONE FINANCIAL
Apr 01, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance OTIS FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 08, 2022 · Amount on Record
Deed Sale	Dec 08, 2022 · Amount on Record
Deed Document Number	20229605
Deed Book / Page	4515 / 229
Prior Transfer Date	Sep 09, 2022
Prior Transfer Doc	0000007222
Record Updated	Sep 20, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JAY ME
Recording Date	Dec 08, 2022
Property Address	77 SPRUCE MOUNTAIN RD, JAY, ME 04239-4440
Document Number	0045150229
Book / Page	4515 / 229
Instrument Date	Dec 08, 2022
Instrument	9605
Transaction Type	Transfer
Record Updated	Dec 26, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	106 CLAYBROOK RD, JAY, ME 04239-4707

Mortgage

Document Number	0000009606
Date	Dec 08, 2022
Instrument	9606

Lender

Name	LEADERONE FINANCIAL

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAY ME
Property Address	77 SPRUCE MOUNTAIN RD, JAY, ME 04239-4440
Transaction Type	Mortgage
Record Updated	Oct 03, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0041750055
Date	Apr 01, 2020
Book Page	4175/55
Instrument	2253

Lender

Name	OTIS FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	May 01, 2030

Tax Assessment & Valuation

Source: Franklin County and Jay Town records · Assessment roll updated July 30, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maine
County	Franklin County
County Subdivision	Jay Town
Unified School District	Regional School Unit 73 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$3,291.00 (-0.93%)	$274,290 (+81.67%) Land $50,570 Building $223,720
2024	$3,322.00 (-4.35%)	$150,980 (-) Land $19,130 Building $131,850
2023	$3,473.00 (+12.21%)	$150,980 (-) Land $19,130 Building $131,850
2022	$3,095.00	$150,980 Land $19,130 Building $131,850

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	FEMA flood map data for this location is not available in our records

Wildfire

Wildfire Risk	Low above 20% of the US · above 54% of Maine
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

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