77 Spruce Loop, Crossville, TN 38555 Property Records

Cumberland County property record for 77 Spruce Loop, Crossville, TN 38555

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,464 sqft · built 1997
Lot Size	0.395 acres (17,221 sqft)
Owner	Individual Name on File
Last Sale	$123,800 (Apr 2008)
Tax Bill	$539 (2025)
Deeds & Mortgages	Apr 2022 Transfer Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`018112E B 01500`

Property Details

APN / Parcel Number

Primary APN	`018112E B 01500`
Alternative APN	`112E B 01500`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,464 sqft Living Area
1st Floor Area	1,464 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2007
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	17,221 sqft
Lot Dimensions	202 ft deep x 85 ft wide
Terrain	Rolling
Garage Type	Finished
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	204 sqft
Deck Area	128 sqft
Patio Area	128 sqft
Shed	1 Shed
Shed Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	77 SPRUCE LOOP
City	CROSSVILLE
State	TN
Zip	38555-5339
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 01, COUNTY AREA: C05
Legal Subdivision	HIDEAWAY HILLS
Legal Lot Number	1858 85
Jurisdiction	CUMBERLAND TN
Township / Civil Division	1
Census Block Group	3
Census Block	3042
Census Tract	970601

Owner

77 Spruce Loop is owned and occupied by an individual who acquired it in April 2022.

Source: Cumberland County records, as of January 26, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	77 SPRUCE LOOP, CROSSVILLE, TN 38555-5339
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2022	Intrafamily Transfer, Transfer
Dec 3, 2019	Deed of Trust, Mortgage · Conventional Mortgage HIGHLAND FSLA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2008 · Amount on File
Deed Sale	Apr 21, 2008 · Amount on File
Prior Sale	Nov 24, 2003 · Amount on File
Deed Document Number	0000405374
Last Transfer Date	Apr 5, 2022
Transfer Doc	0000004891
Record Updated	Jun 8, 2026

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CUMBERLAND TN
Recording Date	Apr 5, 2022
Property Address	77 SPRUCE LOOP, CROSSVILLE, TN 38555-5339
Document Number	0000004891
Book / Page	1640 / 1778
Map Reference	MB 4 PG 19
Instrument Date	Apr 1, 2022
Instrument	22004891
Transaction Type	Transfer
Record Updated	Apr 20, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Partial Interest Partial Parcel

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	77 SPRUCE LOOP, CROSSVILLE, TN 38555-5339

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND TN
Property Address	77 SPRUCE LOOP, CROSSVILLE, TN 38555-5339
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014617
Date	Dec 3, 2019
Book Page	1564/2098
Instrument	19014617

Lender

Name	HIGHLAND FSLA
Type	Lending Institution
Address	CROSSVILLE, TN 38555

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 77 Spruce Loop was $539.

Source: Cumberland County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Cumberland County
Unified School District	Cumberland County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$539.00	$47,500 Land $5,000 Building $42,500
2023		$47,500 (-) Land $5,000 Building $42,500
2022		$47,500 Land $5,000 Building $42,500	$190,000 (-) Land $20,000 Building $170,000
2021			$190,000 Land $20,000 Building $170,000
2018	$442.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 77 Spruce Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 77 Spruce Loop is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 53% of Tennessee
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CROSSVILLE WATER DEPT serves 32,985 people · EPA ID TN0000150
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Ben Lomand Rural Telephone Cooperative Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Spruce Loop

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures