77 Smith Knob Rd, Andrews, NC 28901 Property Records

Cherokee County property record for 77 Smith Knob Rd, Andrews, NC 28901

Property Summary

Property Type	Rural Home
Details	2 bd · 2 ba · 1,167 sqft · built 1976
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on Record
Last Sale	$151,000 (May 2019)
Tax Bill	$1,284 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage May 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`555501181307000`

Property Details

APN / Parcel Number

Primary APN	`555501181307000`
Alternative APN	`53661`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,167 sqft Heated Area
Gross Area	1,829 sqft
1st Floor Area	1,167 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 2015
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,780 sqft (0.5 acres)
Lot Dimensions	178 ft deep x 177 ft wide
Terrain	Mountain
Garage Type	Carport
Garage Area	346 sqft
Carport	Carport
Carport Area	346 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	80 sqft
Deck Area	176 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	53661
Street Address	77 SMITH KNOB RD
City	ANDREWS
State	NC
Zip	28901-9624
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	P/O FRANK CARRINGER SUB 1613/234
Legal Subdivision	FRANK CARRINGER SUB
Jurisdiction	CHEROKEE NC
Township / Civil Division	VALLEYTOWN
Census Block Group	2
Census Block	2003
Census Tract	930200

Owner

Source: Cherokee County records, as of October 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	148 N WEATHERSFIELD AVE, ALTAMONTE SPRINGS, FL 32714-6822
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2021	Warranty Deed, Transfer · Conventional Mortgage BETTER MORTGAGE CORPORATION
May 13, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 2019 · Amount on Record
Deed Sale	May 13, 2019 · Amount on Record
Prior Sale	Sep 25, 2014 · Amount on Record
Deed Document Number	20192067
Deed Book / Page	1613 / 234
Prior Transfer Date	Mar 5, 2007
Prior Transfer Doc	1330/0081
Record Updated	Jun 8, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Jan 8, 2021
Property Address	77 SMITH KNOB RD, ANDREWS, NC 28901-9624
Document Number	1669/389
Book / Page	1669 / 389
Instrument Date	Jan 4, 2021
Instrument	164
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$370.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	77 SMITH KNOB RD, 77, ANDREWS, NC 28901-9624

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	148 N WEATHERSFIELD AVE, ALTAMONTE SPRINGS, FL 32714-6822

Mortgage

Document Number	1669391
Date	Jan 8, 2021
Instrument	1669/391

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	May 13, 2019
Property Address	77 SMITH KNOB RD, ANDREWS, NC 28901-9624
Document Number	01613/0234
Book / Page	01613 / 0234
Instrument Date	May 13, 2019
Instrument	02067
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount Recorded
Tax	$302.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	77 SMITH KNOB RD, ANDREWS, NC 28901-9624

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,284.00	$180,690 (-)	$180,690 (-) Land $8,390 Building $172,300
2023		$180,690	$180,690 Land $8,390 Building $172,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1980–1990)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Dec 1990 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 89% of North Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
RiverStreet Networks Fixed Wireless	10 / 1

May also be available: Peachtree Broadband Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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