Westchester County and White Plains City property record for 77 Smith Ave, White Plains, NY 10605
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,672 sqft · built 1924 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,714 (2026) |
| Deeds & Mortgages | Jul 2026 Mortgage Jan 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 551700 130.12-29-7 |
| Primary APN | 551700 130.12-29-7 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,672 sqft Living Area |
| 1st Floor Area | 1,672 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1924 |
| Architectural Style | Traditional |
| Exterior Material | Stucco |
| Lot Area | 5,227 sqft (0.12 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Porch | Porch |
| Porch Area | 150 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 60400000300 |
|---|---|
| Street Address | 77 SMITH AVE |
| City | WHITE PLAINS |
| State | NY |
| Zip | 10605-2321 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1-5 |
| Legal Subdivision | THE WHITTE PLAINS HIGHLANDS |
| Legal Block | 29 |
| Legal Lot Number | 7.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | WHITE PLAINS |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 9600 |
Source: Westchester County and White Plains City records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 77 SMITH AVE, WHITE PLAINS, NY 10605-2321 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 14, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC |
| Jan 25, 2022 | Deed of Trust, Mortgage · FHA Mortgage NP INC |
| May 20, 2021 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Nov 21, 2002 |
| Transfer Doc | 0432050607 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Jul 14, 2026 |
| Property Address | 77 SMITH AVE, WHITE PLAINS, NY 10605-2321 |
| Document Number | 0000003382 |
| Instrument Date | Jul 6, 2026 |
| Instrument | 20263382 |
| Transaction Type | Mortgage |
| Record Updated | Jul 23, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 77 SMITH AVE, WHITE PLAINS, NY 10605-2321 |
| Document Number | 0000003382, |
|---|---|
| Date | Jul 14, 2026 |
| Instrument | 20263382 |
| Name | NEWREZ LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.48% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 77 SMITH AVE, WHITE PLAINS, NY 10605-2321 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2022 |
| Title Company | REAL ESTATE SETTLEMENTS ESCROW, REAL ESTATE SETTLEMENT & ESC |
| Name | Verified Name |
|---|---|
| Address | 77 SMITH AVE, WHITE PLAINS, NY 10605-2321 |
| Document Number | 0620243995 |
|---|---|
| Date | Jan 25, 2022 |
| Instrument | 620243995 |
| Name | NP INC |
|---|---|
| Type | Mortgage Company |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 77 SMITH AVE, WHITE PLAINS, NY 10605-2321 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2021 |
| Title Company | ACCURATE GROUP, ACCURATE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0611403084 |
|---|---|
| Date | May 20, 2021 |
| Instrument | 611403084 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Apr 21, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Westchester County and White Plains City assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| Municipality | White Plains City |
| Unified School District | White Plains City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,714.00 (-88.14%) | ||
| 2025 | $14,450.00 | $11,600 (-) Land $2,000 Building $9,600 | $532,110 (+8.72%) Land $91,743 Building $440,367 |
| 2024 | $11,600 (-) Land $2,000 Building $9,600 | $489,451 (+0.84%) Land $84,388 Building $405,063 | |
| 2023 | $11,600 Land $2,000 Building $9,600 | $485,356 Land $83,682 Building $401,674 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (1978–1984) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Apr 1984 · Coastal Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WHITE PLAINS CITY serves 59,559 people · EPA ID NY5903464 |
|---|---|
| Water Source | Purchased surface water from WESTCHESTER COUNTY WD #1 |
| Last State Inspection | Mar 2026 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 651 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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