77 Santa Rosa Ave, Pacifica, CA 94044 Property Records

San Mateo County property record for 77 Santa Rosa Ave, Pacifica, CA 94044

Property Summary

Property TypeSingle Family Home
Details2 bd · 3 ba · 1,681 sqft · built 1986
Lot Size0.024 acres (1,058 sqft)
OwnerIndividual Name on Record
Last Sale$470,000 (Aug 2012)
Tax Bill$8,531 (2025)
Deeds & MortgagesJan 2022 Mortgage
Feb 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN016-181-400

Property Details

APN / Parcel Number

Primary APN016-181-400

Interior

Bedrooms2 Beds
Full Baths3 Baths
Total Rooms5 Rooms
Stories2 Stories
Building Area1,681 sqft Living Area
Gross Area2,131 sqft
1st Floor Area308 sqft
2nd Floor Area1,077 sqft
Basement Area716 sqft
Finished Basement266 sqft
Unfinished Basement450 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Architectural StyleContemporary
Exterior MaterialWood
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area1,058 sqft (0.024 acres)
Lot Dimensions90 ft deep x 25 ft wide
Garage TypeBasement
Garage Area451 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address77 SANTA ROSA AVE
CityPACIFICA
StateCA
Zip94044-2540
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR30000
Legal DescriptionPARCEL C PARCEL MAP VOL 56/25
Legal SubdivisionSALADA BEACH
Legal Block2
JurisdictionSAN MATEO CA
Township / Civil DivisionSOUTH SAN FRANCISCO
Census Block Group4
Census Block4013
Census Tract603000

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address77 SANTA ROSA AVE, PACIFICA, CA 94044-2540
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
Jan 18, 2022Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Feb 28, 2020Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Nov 7, 2017Deed of Trust, Mortgage · Conventional Mortgage
ETHOS LNDG
Feb 18, 2017Deed of Trust, Mortgage · Conventional Mortgage
BLUSTREAM LNDG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 24, 2012 · Amount on Record
Deed SaleAug 24, 2012 · Amount on Record
Prior SaleApr 4, 2006 · Amount on Record
Deed Document Number2012120764
Prior Transfer DateMay 23, 1996
Prior Transfer Doc0000068514
Record UpdatedOct 29, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property Address77 SANTA ROSA AVE, PACIFICA, CA 94044-2540
Transaction TypeMortgage
Record UpdatedFeb 9, 2022
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address77 SANTA ROSA AVE, PACIFICA, CA 94044-2540

Mortgage

Document Number0000004261
DateJan 18, 2022
Instrument2022-004261
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2052

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property Address77 SANTA ROSA AVE, PACIFICA, CA 94044-2540
Document Number0000019833
Instrument DateFeb 28, 2020
Transaction TypeMortgage
Record UpdatedMar 26, 2020
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address75 SANTA ROSA AVE PACIFICA CA 940442540, PACIFICA, CA 94044-2540

Mortgage

Document Number0000019833
DateMar 4, 2020
Instrument19833
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 3, 2050

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property Address77 SANTA ROSA AVE, PACIFICA, CA 94044-2540
Document Number0000101420
Instrument DateNov 7, 2017
Transaction TypeMortgage
Record UpdatedDec 7, 2017
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address75 SANTA ROSA AVE PACIFICA CA 940442540, PACIFICA, CA 94044-2540

Mortgage

Document Number0000101420
DateNov 15, 2017
Instrument101420
Lender
NameETHOS LNDG
AddressPITTSBURGH, PA 15212
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 14, 2047

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property Address77 SANTA ROSA AVE, PACIFICA, CA 94044-2540
Document Number0000016146
Instrument DateFeb 18, 2017
Transaction TypeMortgage
Record UpdatedMar 13, 2017
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address75 SANTA ROSA AVE PACIFICA CA 940442540, PACIFICA, CA 94044-2540

Mortgage

Document Number0000016146
DateFeb 22, 2017
Instrument16146
Lender
NameBLUSTREAM LNDG
AddressEMERYVILLE, CA 94608
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 21, 2047

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Mateo County
MunicipalityPacifica City
Secondary School DistrictJefferson Union High School District (09 - 12)
Elementary School DistrictPacifica School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$590,330 (+2%) Land $295,165 Building $295,165
2025$8,531.00 (+11.75%) Homeowner's exemption$578,756 (+4.04%) Land $289,378 Building $289,378
2023$7,634.00 (+4.62%) Homeowner's exemption$556,284 Land $278,142 Building $278,142$588,870
2022$7,297.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies12 units insured
incl. 4 condo units
Nearby Flood Claims5 (1998–2023)
Claims Outside the SFHA5 of 5
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTH COAST COUNTY WATER DIST
serves 38,546 people · EPA ID CA4110025
Water SourcePurchased surface water from several systems
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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