Gates County property record for 77 Sand Banks Rd, Eure, NC 27935
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,512 sqft · built 2022 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $350,000 (Oct 2025) |
| Tax Bill | $2,025 (2026) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage Feb 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-03824 |
| Primary APN | 10-03824 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,512 sqft Living Area |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Lot Area | 43,560 sqft (1 acres) |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 107588 |
|---|---|
| Street Address | 77 SAND BANKS RD |
| City | EURE |
| State | NC |
| Zip | 27935-9711 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | A-1 |
| Jurisdiction | GATES NC |
| Township / Civil Division | GATESVILLE |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 970100 |
77 Sand Banks Rd, a rural home, is owned and occupied by two individuals who bought it in October 2025.
Source: Gates County records, as of October 12, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 77 SAND BANKS RD, EURE, NC 27935-9711 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
| Date | Document |
|---|---|
| Oct 6, 2025 | Warranty Deed, Transfer · Conventional Mortgage LANGLEY FCU |
| Feb 27, 2023 | Deed of Trust, Mortgage · Conventional Mortgage BRONCO FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 6, 2025 · Amount on File |
| Deed Sale | Oct 6, 2025 · Amount on File |
| Deed Document Number | 2025323923 |
| Deed Book / Page | 391 / 417 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GATES NC |
| Recording Date | Oct 6, 2025 |
| Property Address | 77 SAND BANKS RD, EURE, NC 27935-9711 |
| Document Number | 000391/417 |
| Book / Page | 391 / 417 |
| Map Reference | CAB 3 PG 104-2 |
| Instrument Date | Oct 2, 2025 |
| Instrument | 323923 |
| Transaction Type | Transfer |
| Record Updated | Oct 17, 2025 |
| Title Company | RW TOWNE TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $700.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 179 TAYLOR MILL RD, EURE, NC 27935-9610 |
| Name | Verified Name |
|---|---|
| Address | 77 SAND BANKS RD, EURE, NC 27935-9711 |
| Document Number | 000391/420 |
|---|---|
| Date | Oct 6, 2025 |
| Book Page | 391/420 |
| Instrument | 323924 |
| Name | LANGLEY FCU |
|---|---|
| Type | Credit Union |
| Address | 721 LAKEFRONT CMNS, NEWPORT NEWS, VA 23606 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GATES NC |
| Property Address | GATES, NC 27937 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2023 |
| Name | Verified Name |
|---|---|
| Address | 77 SAND BANKS RD, EURE, NC 27935-9711 |
| Document Number | 0000376/93 |
|---|---|
| Date | Feb 27, 2023 |
| Book Page | 376/93 |
| Instrument | 320787 |
| Name | BRONCO FCU |
|---|---|
| Type | Credit Union |
| Address | FRANKLIN, VA 23851 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Mar 1, 2038 |
The 2026 property tax bill for 77 Sand Banks Rd was $2,025, up 1% from the year before.
Source: Gates County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Gates County |
| Unified School District | Gates County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,025.00 (+1%) | $256,042 (-) Land $18,800 Building $237,242 | $256,042 (-) Land $18,800 Building $237,242 |
| 2025 | $2,005.00 | $256,042 Land $18,800 Building $237,242 | $256,042 Land $18,800 Building $237,242 |
| 2023 | $1,563.00 | $151,659 Land $16,100 Building $135,559 | $151,659 Land $16,100 Building $135,559 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 77 Sand Banks Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective December 29, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 77 Sand Banks Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GATES COUNTY WATER SYSTEM serves 11,621 people · EPA ID NC0437020 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
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