77 Saco Rd, Steep Falls, ME 04085 Property Records

Cumberland County and Standish Town property record for 77 Saco Rd, Steep Falls, ME 04085

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 864 sqft · built 1992
Lot Size	0.7 acres (30,492 sqft)
Owner	Individual Name on Record
Last Sale	$347,600 (Aug 2023)
Tax Bill	$2,603 (2025)
Deeds & Mortgages	Aug 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`STAN M:5 L:1`

Property Details

APN / Parcel Number

Primary APN	`STAN M:5 L:1`
Alternative APN	`C3929R`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	864 sqft Living Area
Gross Area	2,104 sqft
1st Floor Area	864 sqft
Basement Area	864 sqft
Unfinished Basement	864 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Tar & Gravel
Lot Area	30,492 sqft (0.7 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	C3929R
Street Address	77 SACO RD
City	STEEP FALLS
State	ME
Zip	04085-6304
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Lot Number	1
Jurisdiction	STANDISH ME
Township / Civil Division	STANDISH
Census Block Group	2
Census Block	2000
Census Tract	17003

Owner

Source: Cumberland County and Standish Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	77 SACO RD, STEEP FALLS, ME 04085-6304
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 28, 2023 · Amount on Record
Deed Sale	Aug 28, 2023 · Amount on Record
Prior Sale	Jan 21, 2016 · Amount on Record
Deed Document Number	202330146
Deed Book / Page	40326 / 316
Record Updated	Sep 20, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STANDISH ME
Recording Date	Aug 28, 2023
Property Address	77 SACO RD, STEEP FALLS, ME 04085-6304
Document Number	0403260316
Book / Page	40326 / 316
Instrument Date	Aug 23, 2023
Instrument	30146
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65 UNION FALLS RD, BUXTON, ME 04093-6227

Mortgage

Document Number	0000030147
Date	Aug 28, 2023
Instrument	30147

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cumberland County and Standish Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Standish Town
Unified School District	School Administrative District 06 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$2,603.00 (+4.83%)	$209,900 (+6.49%) Land $60,100 Building $149,800
2024	$2,483.00 (+10.6%)	$197,100 (+21.59%) Land $55,500 Building $141,600
2023	$2,245.00 (+5.25%)	$162,100 (+9.82%) Land $46,000 Building $116,100
2022	$2,133.00	$147,600 Land $40,900 Building $106,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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