77 Ruffin Ln, Covington, TN 38019 Property Records

Tipton County property record for 77 Ruffin Ln, Covington, TN 38019

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,152 sqft · built 1972
Lot Size	0.87 acres (37,897 sqft)
Owner	2 Individual Names on Record
Tax Bill	$352 (2025)
Deeds & Mortgages	Aug 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`084042 06801`

Property Details

APN / Parcel Number

Primary APN	`084042 06801`
Alternative APN	`042 06801`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,152 sqft Living Area
1st Floor Area	1,152 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1990
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	37,897 sqft (0.87 acres)
Lot Dimensions	380 ft deep x 100 ft wide
Garage Type	Carport
Garage Area	324 sqft
Carport	Carport
Carport Area	324 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	16 sqft
Utility Building	192 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	77 RUFFIN LN
City	COVINGTON
State	TN
Zip	38019-7021
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 01, COUNTY AREA: C62
Jurisdiction	TIPTON TN
Township / Civil Division	2
Census Block Group	2
Census Block	2003
Census Tract	40602

Owner

Source: Tipton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	77 RUFFIN LN, COVINGTON, TN 38019-7021
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 1972
Deed Sale	Mar 2, 1972
Deed Book / Page	326 / 31
Record Updated	Jun 8, 2026

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TIPTON TN
Recording Date	Aug 14, 2017
Property Address	77 RUFFIN LN, COVINGTON, TN 38019-7021
Document Number	1731320
Book / Page	001731 / 000320
Instrument Date	Jul 7, 2017
Instrument	206637
Transaction Type	Transfer
Record Updated	Aug 29, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	77 RUFFIN LN COVINGTON TN 380197021, COVINGTON, TN 38019-7021

Tax Assessment & Valuation

Source: Tipton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Tipton County
Unified School District	Tipton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$352.00 (+5.39%)	$23,150 (-) Land $5,050 Building $18,100
2023		$23,150 Land $5,050 Building $18,100
2022	$334.00
2020			$92,600 Land $20,200 Building $72,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COVINGTON WATER DEPT serves 14,334 people · EPA ID TN0000144
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Aeneas Communications Fiber	1,000 / 1,000

May also be available: Xfinity.

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