77 River St, Russell, MA 01071 Property Records

Hampden County and Russell Town property record for 77 River St, Russell, MA 01071

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,092 sqft · built 1900
Lot Size	0.229 acres (9,970 sqft)
Owner	2 Individual Names on Record
Last Sale	$152,000 (Jan 2014)
Tax Bill	$5,450 (2025)
Deeds & Mortgages	Jan 2024 Refinance Apr 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`RUSS M:0015 B:0009 L:0036`

Property Details

APN / Parcel Number

Primary APN	`RUSS M:0015 B:0009 L:0036`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,092 sqft Living Area
Gross Area	2,420 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 2013
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,970 sqft (0.229 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	77 RIVER ST
City	RUSSELL
State	MA
Zip	01071-9695
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	9
Legal Lot Number	36
Jurisdiction	RUSSELL MA
Township / Civil Division	RUSSELL
Census Block Group	2
Census Block	2008
Census Tract	813002

Owner

Source: Hampden County and Russell Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	77 RIVER ST, RUSSELL, MA 01071-9695
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance BERKSHIRE BANK
Apr 7, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BERKSHIRE BANK
Nov 20, 2017	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 2014 · Amount on Record
Deed Sale	Jan 30, 2014 · Amount on Record
Prior Sale	Jan 25, 2013 · Amount on Record
Deed Book / Page	20179 / 358
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUSSELL MA
Property Address	77 RIVER ST, RUSSELL, MA 01071-9695
Transaction Type	Mortgage
Record Updated	Feb 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	025298-211
Date	Jan 23, 2024
Book Page	25298/211
Instrument	2988

Lender

Name	BERKSHIRE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Feb 1, 2049

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUSSELL MA
Property Address	77 RIVER ST, RUSSELL, MA 01071-9695
Transaction Type	Mortgage
Record Updated	May 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	023810-228
Date	Apr 7, 2021
Book Page	23810/228
Instrument	23360

Lender

Name	BERKSHIRE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUSSELL MA
Property Address	77 RIVER ST, RUSSELL, MA 01071-9695
Document Number	21981-248
Book / Page	021981 / 000248
Instrument Date	Nov 20, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	21981-248
Date	Dec 11, 2017
Book Page	021981/000248
Instrument	73181

Lender

Name	PENNYMAC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 10, 2047

Tax Assessment & Valuation

Source: Hampden County and Russell Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Russell Town
Unified School District	Gateway School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,450.00 (+6.65%)	$297,800 (-) Land $51,700 Building $246,100	$271,320 (-2.09%)
2024	$5,110.00 (+10.06%)	$297,800 (+19.31%) Land $51,700 Building $246,100	$277,115
2023	$4,643.00	$249,600 Land $51,700 Building $197,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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