77 Ridgeway Ave, Rochester, NY 14615 Property Records

Monroe County and Rochester City property record for 77 Ridgeway Ave, Rochester, NY 14615

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,566 sqft · built 1920
Lot Size	0.123 acres (5,366 sqft)
Owner	Individual Name on Record
Tax Bill	$991 (2026)
Deeds & Mortgages	Apr 2024 Line of Credit Jan 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`018946-00.0`

Property Details

APN / Parcel Number

Primary APN	`018946-00.0`
Alternative APNs	`140009043000030660000000` `261400 090.43-3-66`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,566 sqft Living Area
1st Floor Area	853 sqft
2nd Floor Area	713 sqft
Game Room	Game Room

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	5,366 sqft (0.123 acres)
Lot Dimensions	161 ft deep x 33.3 ft wide
Garage Type	Detached
Garage Area	234 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	258 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	018946-00.0
Street Address	77 RIDGEWAY AVE
City	ROCHESTER
State	NY
Zip	14615-3513
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	12
Legal Description	0020.00 301 10 00000 PT 23 FLOUR CITY BLDG LOT SUB
Legal Block	3
Legal Lot Number	66.000
Jurisdiction	MONROE NY
Township / Civil Division	ROCHESTER
Census Block Group	3
Census Block	3000
Census Tract	2000

Owner

Source: Monroe County and Rochester City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	77 RIDGEWAY AVE, ROCHESTER, NY 14615-3513
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2024	Deed of Trust, Mortgage · Line of Credit KEY BANK NA
Jan 4, 2021	Deed of Trust, Mortgage · Line of Credit KEY BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	77 RIDGEWAY AVE, ROCHESTER, NY 14615-3513
Transaction Type	Mortgage
Record Updated	Apr 29, 2024
Title Company	ACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	77 RIDGEWAY AVE, ROCHESTER, NY 14615-3513

Mortgage

Document Number	0000000344
Date	Apr 2, 2024
Book Page	30620/390
Instrument	202404020344

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44144

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Apr 2, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	77 RIDGEWAY AVE, ROCHESTER, NY 14615-3513
Transaction Type	Mortgage
Record Updated	May 5, 2022
Title Company	SOLIDIFI TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	77 RIFGEVIEW AVE, GREECE, NY 14615

Mortgage

Document Number	0000001172
Date	Jan 4, 2021
Book Page	28951/161
Instrument	202101041172

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44144

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Monroe County and Rochester City assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
Municipality	Rochester City
Unified School District	Rochester City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$991.00 (+2.27%) Homeowner's exemption
2025	$969.00	$99,600 (+77.86%) Land $8,300 Building $91,300	$99,600 (+47.62%) Land $8,300 Building $91,300
2023		$56,000 Land $6,100 Building $49,900	$67,470 Land $7,349 Building $60,121

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCHESTER CITY serves 210,000 people · EPA ID NY2704518
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 742 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Frontier, T-Mobile.

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