77 Prospect St, Summit, NJ 07901 Property Records

Union County and Summit City property record for 77 Prospect St, Summit, NJ 07901 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	6,246 sqft · built 1900
Lot Size	0.729 acres (31,755 sqft)
Owner	Individual Name on File
Last Sale	$1,418,000 (Mar 1997)
Tax Bill	$42,475 (2025)
Deeds & Mortgages	Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-02709-0000-00001`

Property Details

APN / Parcel Number

Primary APN	`18-02709-0000-00001`
Alternative APNs	`1800065000000001B` `180270900001`

Interior

Stories	2 Stories
Building Area	6,246 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	31,755 sqft (0.729 acres)

Location & Zoning

Old Parcel Number	1800065000000001B
Street Address	77 PROSPECT ST
City	SUMMIT
State	NJ
Zip	07901-2438
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	2709
Legal Lot Number	1
Jurisdiction	UNION NJ
Township / Civil Division	SUMMIT
Census Block Group	1
Census Block	1006
Census Tract	37900

Owner

Source: Union County and Summit City records · APN 18-02709-0000-00001

Assessment roll updated July 8, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	77 PROSPECT ST, SUMMIT, NJ 07901-2438
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 04, 1997 · Amount on Record
Deed Sale	Mar 04, 1997 · Amount on Record
Deed Document Number	199737234
Deed Book / Page	4492 / 193
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	77 PROSPECT ST, SUMMIT, NJ 07901-2438
Transaction Type	Mortgage
Record Updated	Apr 07, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0151742975
Date	Mar 02, 2022
Book Page	15174/2975
Instrument	33101

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2052

Tax Assessment & Valuation

Source: Union County and Summit City records · Assessment roll updated July 8, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Summit City
Unified School District	Summit City School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$950,000 (-) Land $305,800 Building $644,200	$950,000 (-) Land $305,800 Building $644,200
2025	$42,475.00 (+2.64%)	$950,000 (-) Land $305,800 Building $644,200	$950,000 (-) Land $305,800 Building $644,200
2024	$41,382.00 (+1.71%)
2023		$950,000 Land $305,800 Building $644,200	$950,000 Land $305,800 Building $644,200
2022	$40,688.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (34039C), updated September 24, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Low above 20% of the US · above 35% of New Jersey
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.