77 Prospect St, Passaic, NJ 07055 Property Records

Passaic County and Passaic City property record for 77 Prospect St, Passaic, NJ 07055

Property Summary

Property Type	Triplex
Details	3,376 sqft · built 1930
Lot Size	0.136 acres (5,942 sqft)
Owner	Individual Name on File
Last Sale	$557,000 (Oct 2021)
Tax Bill	$13,626 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-02146-0000-00031`

Property Details

APN / Parcel Number

Primary APN	`07-02146-0000-00031`
Alternative APN	`070214600031`

Interior

Units	3 Units
Stories	2 Stories
Building Area	3,376 sqft Living Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Wood
Construction Type	Frame
Lot Area	5,942 sqft (0.136 acres)
Lot Dimensions	108 ft deep x 55 ft wide

Location & Zoning

Street Address	77 PROSPECT ST
City	PASSAIC
State	NJ
Zip	07055
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	R-3
Legal Subdivision	6 LT 31WHICH CURRENTLY HAS/AD
Legal Block	2146
Legal Lot Number	31
Jurisdiction	PASSAIC NJ
Township / Civil Division	PASSAIC
Census Block Group	2
Census Block	2002
Census Tract	175801

Owner

Source: Passaic County and Passaic City assessment roll, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	77 PROSPECT ST, PASSAIC, NJ 07055
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2021	Deed, Transfer · VA Mortgage NORTHPOINTE BANK
Mar 14, 2018	Quit Claim Deed, Transfer MLB RESID'L LNDG

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 13, 2021 · Amount on Record
Deed Sale	Oct 13, 2021 · Amount on Record
Prior Sale	Dec 1, 2016 · Amount on Record
Deed Document Number	202164258
Deed Book / Page	4151 / 92
Prior Transfer Date	Feb 27, 2018
Prior Transfer Doc	0000012098
Record Updated	Sep 20, 2026

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Oct 13, 2021
Property Address	77 PROSPECT ST, PASSAIC, NJ 07055
Document Number	0000064258
Book / Page	D4151 / 92
Instrument Date	Oct 5, 2021
Instrument	2021064258
Transaction Type	Transfer
Record Updated	Nov 16, 2021
Title Company	FOUNDATION TITLE, FOUNDATION TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,949.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	205 STONEHILL RD, 205, FREEHOLD, NJ 07728-8517

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	77 PROSPECT ST, PASSAIC, NJ 07055

Mortgage

Document Number	0000064259
Date	Oct 13, 2021
Instrument	2021064259

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PASSAIC NJ
Recording Date	Mar 14, 2018
Property Address	77 PROSPECT ST, PASSAIC, NJ 07055
Document Number	0000012098
Book / Page	003266 / 000099
Instrument Date	Feb 27, 2018
Instrument	12098
Transaction Type	Transfer
Record Updated	Apr 3, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	205 STONE HILL RD FREEHOLD NJ 077288517, FREEHOLD, NJ 07728-8517

Mortgage

Document Number	12099
Date	Mar 14, 2018
Book Page	014937/000001
Instrument	12099

Lender

Name	MLB RESID'L LNDG
Address	SPRINGFIELD, NJ 07081

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 13, 2048

Tax Assessment & Valuation

Source: Passaic County and Passaic City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Passaic City
Unified School District	Passaic City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$320,000 (-) Land $83,900 Building $236,100	$320,000 (-) Land $83,900 Building $236,100
2025	$13,626.00 (+3.27%)	$320,000 (-) Land $83,900 Building $236,100	$320,000 (-) Land $83,900 Building $236,100
2024	$13,194.00 (+6.16%)
2023		$320,000 Land $83,900 Building $236,100	$320,000 Land $83,900 Building $236,100
2022	$12,428.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (2007–2012)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002
Water Source	Surface water
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 488 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile USA.

Nearby Properties on Prospect St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures