77 Prospect St, Biddeford, ME 04005 Property Records

York County and Biddeford City property record for 77 Prospect St, Biddeford, ME 04005

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,022 sqft · built 1940
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on Record
Last Sale	$204,700 (Oct 2021)
Tax Bill	$4,897 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`BIDD M:34 L:314`

Property Details

APN / Parcel Number

Primary APN	`BIDD M:34 L:314`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,022 sqft Living Area
Gross Area	3,327 sqft
1st Floor Area	885 sqft
Basement Area	777 sqft
Unfinished Basement	777 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,098 sqft (0.14 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	77 PROSPECT ST
City	BIDDEFORD
State	ME
Zip	04005-3536
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R2
Legal Lot Number	314
Jurisdiction	BIDDEFORD ME
Township / Civil Division	BIDDEFORD
Census Block Group	2
Census Block	2018
Census Tract	25205

Owner

Source: York County and Biddeford City records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	77 PROSPECT ST, BIDDEFORD, ME 04005-3536
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 27, 2023	Deed of Trust, Mortgage · Line of Credit PEOPLESCHOICE CREDIT UNION
Oct 20, 2021	Warranty Deed, Transfer · FHA Mortgage CITIZENS BANK OF RHODE ISLAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 20, 2021 · Amount on Record
Deed Sale	Oct 20, 2021 · Amount on Record
Prior Sale	Jun 29, 2015 · Amount on Record
Deed Document Number	202161545
Deed Book / Page	18843 / 574
Prior Transfer Date	Oct 15, 2021
Prior Transfer Doc	0188430574
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BIDDEFORD ME
Property Address	77 PROSPECT ST, BIDDEFORD, ME 04005-3536
Transaction Type	Mortgage
Record Updated	Dec 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0193510736
Date	Nov 27, 2023
Book Page	19351/736
Instrument	2023037429

Lender

Name	PEOPLESCHOICE CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BIDDEFORD ME
Recording Date	Oct 20, 2021
Property Address	77 PROSPECT ST, BIDDEFORD, ME 04005-3536
Document Number	0188430574
Book / Page	18843 / 574
Instrument Date	Oct 15, 2021
Instrument	2021061545
Transaction Type	Transfer
Record Updated	Nov 15, 2022
Title Company	STEWART TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Venture
Address	77 PROSPECT ST, BIDDEFORD, ME 04005-3536

Mortgage

Document Number	2021061546
Date	Oct 20, 2021
Instrument	2021061546

Lender

Name	CITIZENS BANK OF RHODE ISLAND
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: York County and Biddeford City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Biddeford City
Unified School District	Biddeford (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,897.00 (+6.23%)	$327,800 (+1.11%) Land $137,800 Building $190,000
2024	$4,610.00 (+10.16%)	$324,200 (+1.63%) Land $137,800 Building $186,400
2023	$4,185.00 (+18.12%)	$319,000 (+47.75%) Land $135,400 Building $183,600
2022	$3,543.00	$215,900 Land $73,200 Building $142,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 614 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Great Works Internet, Verizon.

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